Search Results - subject:"credit constraints"

Subjective income risk and precautionary saving

Castaldo, Stefano; Tirelli, Mario - In: Economic modelling 143 (2025), pp. 1-17

Persistent link: https://www.econbiz.de/10015193353

Does climate risk affect the ease of access to credit for farmers? : Evidence from CHFS

Liu, Bei; Ren, Baoping; Jin, Fei - In: International review of economics & finance : IREF 97 (2025), pp. 103813

Persistent link: https://www.econbiz.de/10015326980

Factors influencing household debt structure under various credit constraints

Jin, Chenglu; Mao, Weida; Jin, Keru; Yang, Qianqian; … - In: Journal of management science and engineering 10 (2025) 1, pp. 97-110

and informal borrowing and the proportion of formal debt under different credit constraints. Data from the 2018 China … structure vary with the level of credit constraints, underscoring the complexity of household financial behaviors in China …Household debt is a critical component of family financial management, especially considering the prevalence of credit …

Persistent link: https://www.econbiz.de/10015361710

Trade credit, labor employment, and demand for skills : an empirical investigation of Vietnamese small and medium enterprises

Thang Ngoc Bach; Thanh Le - 2025

Persistent link: https://www.econbiz.de/10015375081

Financial attention and household consumption upgrading

Li, Han; Zhang, Rui - In: International Journal of Financial Studies : open … 13 (2025) 2, pp. 1-19

Based on data from the China Household Finance Survey (CHFS) conducted in 2019, this paper conducted an in-depth study on the impact and mechanism of financial attention on household consumption upgrading. The study found that an increase in financial attention can help to promote household...

Persistent link: https://www.econbiz.de/10015435441

Firm exit and liquidity: Evidence from the Great Recession

Leibovici, Fernando; Wiczer, David - 2024

This paper studies the role of credit constraints in accounting for the dynamics of firm exit during the Great … Recession. We present novel firm-level evidence on the role of credit constraints on exit behavior during the Great Recession …

Persistent link: https://www.econbiz.de/10015189309

Do mortgage lenders respond to flood risk?

Blickle, Kristian; Perry, Evan; Santos, João A. C. - 2024

Using unique nationwide property-level mortgage, flood risk, and flood map data, we analyze whether lenders respond to flood risk that is not captured in FEMA flood maps. We find that lenders are less willing to originate mortgages and charge higher rates for lower LTV loans that face...

Persistent link: https://www.econbiz.de/10014581851

Do firm credit constraints impair climate policy?

Kaldorf, Matthias; Shi, Mengjie - 2024

This paper shows that firm credit constraints impair climate policy. Empirically, firms with tighter credit constraints … incorporate this channel into a quantitative DSGE model with endogenous credit constraints and carbon taxes. Credit frictions … endogenous credit constraints than in an economy without such frictions. …

Persistent link: https://www.econbiz.de/10014633314

Estimating the effects of credit constraints on productivity of peruvian agriculture

Woutersen, Tiemen; Hauck, Katherine; Khandker, Shahidur R. - In: Econometrics : open access journal 12 (2024) 4, pp. 1-17

This paper proposes an estimator for the endogenous switching regression models with fixed effects. The decision to switch from one regime to the other may depend on unobserved factors, which would cause the state, such as being credit constrained, to be endogenous. Our estimator allows for this...

Persistent link: https://www.econbiz.de/10015272948

On the economic impacts of mortgage credit expansion policies : evidence from help to buy

Carozzi, Felipe; Hilber, Christian; Yu, Xiaolun - In: Journal of urban economics 139 (2024), pp. 1-19

Persistent link: https://www.econbiz.de/10015066328