Bodorin, Bianca-Eugenia; Ciobanu, Eliza - 2026
smartphones (96.9%). Data security is the dominant decision criterion, rated "very important" by 83.3% of respondents. While 70 …The digitalization of finance has accelerated the diffusion of FinTech and raised new questions about how AI, data … security and blockchain shape consumer behaviour. This article examines current FinTech users, focusing on mobile banking …