Brotcke, Liming - In: Journal of risk and financial management : JRFM 15 (2022) 4, pp. 1-10
Focus on fair lending has become more intensified recently as bank and non-bank lenders apply artificial … models, which may raise unique questions about its compliance with fair lending laws. ML may also reduce potential for … loan underwriting and pricing, the fair lending assessments typically led by compliance and legal functions will likely …