This paper builds on earlier data presented in an Urban Studies paper for a major household survey in 2002 that evaluated the impact of title regularization intervention among low-income homeowners in ten colonias in Starr County, Texas. In 2011 the research team returned to those low-income...

Home equity conversion as presently constituted or proposed usually does not deal well with the potential problem of moral hazard. Once homeowners know that the risk of poor market performance of their homes is borne by investors, they have an incentive to neglect to take steps to maintain the...