In the increasingly complex and dynamic financial landscape, managing operational risks poses a crucial challenge for financial institutions. Evolving regulations, the rise of cyber threats, and growing stakeholder expectations make a rigorous and systematic approach to quantifying and managing...

The present study examines the issues of regional development of Kazakhstan in the context of history and real events. The relevance of the study is due to the need to search and adapt the accumulated advanced experience in regional development as a part of smoothing the differentiation of...

Introduction -- Theoretical Foundations -- Introduction of Action Research Study -- Over-Engineering: Antecedents and Intervention Strategies -- Frugal Engineering: Towards Adequately Engineered Materials -- Action Research Evaluation, Summary and Research Contribution -- Bibliography.