of payment platforms …

Despite the introduction of an array of innovations and new payment options for consumers over the last decade, income … and demographics remain significant predictors of payment behavior. Using data from a 2023 consumer payments diary, we … find that income, age, and education are significant predictors of which payment instruments consumers adopt and use. These …

The study explores the factors likely to induce Polish customers to pay by cash, instead of payment cards, for goods … and services they are purchasing. The basis of our investigation is microdata obtained in 2020, during the "Payment Habits …; then, in the second stage, the OLS model is employed to analyze the propensity to pay by cash, despite having a payment …

We estimate a model of household use of alternative payment instruments (cash and bank cards) using a new dataset from … instruments, and hence their choice regarding payment methods depends on the differences in these characteristics across these …

Purpose: The purpose of the study is to assess the knowledge and attitude of consumers towards various payment modes … with special reference to digital payment methods in Nagaland State, India. Design/methodology/approach: The study is based … testing. Findings: The majority of consumers were satisfied with the electronic payment option, according to the study …

transactions. We propose a pseudonymous credential scheme for use in payment systems to tackle this problem. The scheme is privacy …