Search Results - subject:"indebtedness"

Chasing lower rates : how households balance refinancing incentives and debt constraints

Gregor, Jiří; Janků, Jan - 2026

Persistent link: https://www.econbiz.de/10015593671

Digital credit and debt traps : behavioral and socio-cultural drivers of FinTech indebtedness in Indonesia

Ari Warokka; Sartika, Dewi; Aqmar, Aina Zatil - 2025

concerns about over-indebtedness. In Indonesia, the surge of digital loans has been accompanied by growing signs of risky … determinants of individuals' propensity to indebtedness in FinTech-based loans, focusing on the influence of financial behavior … determinants significantly increase indebtedness, with financial behavior biases having the strongest impact. Financial literacy …

Persistent link: https://www.econbiz.de/10015547444

Leben auf Kredit : Menschen, Macht und Schulden in den USA vom Ende der Sklaverei bis in die Gegenwart

Krämer, Felix - 2024

Schulden prägen das Leben vieler Millionen Menschen in den USA. Felix Krämer macht sich auf die Suche nach ihren Geschichten von 1865 bis in die Gegenwart. Dabei wird deutlich, dass insbesondere Schwarze Amerikaner:innen, aber auch Frauen, Arbeiter:innen oder Migrant:innen immer wieder...

Persistent link: https://www.econbiz.de/10015199106

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Leben auf Kredit : Menschen, Macht und Schulden in den USA vom Ende der Sklaverei bis in die Gegenwart

Krämer, Felix - 2024

Book / Working Paper

Identifying the determinants of indebtedness in rural Telangana : a quantile regression approach

Dutta, Subhendu - 2024

Persistent link: https://www.econbiz.de/10015414786

Lending to vulnerable households and consumption : evidence from Korea

Lee, Jieun; Shim, Ilhyock - 2026

Persistent link: https://www.econbiz.de/10015613792

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Lending to vulnerable households and consumption : evidence from Korea

Lee, Jieun; Shim, Ilhyock - 2026

Book / Working Paper

Runs on tokenized debt

Araujo, Luis; Izumi, Ryuichiro; Mattesini, Fabrizio - 2026

Persistent link: https://www.econbiz.de/10015641911

Sovereign risk with endogenous debt limits

Arce, Fernando; Villa, Alessandro T. - 2026

Why do countries set sovereign debt ceilings if they keep raising them? This paper shows that debt ceilings can serve as intermediate commitment devices that reduce expected dilution, thereby lowering spreads-and their volatility-even without reducing total borrowing. We propose a new sovereign...

Persistent link: https://www.econbiz.de/10015643954

From grants to loans : mental health and adaptive responses to the 2015 Dutch student finance reform

Aksunger, Nursena; Janssens, Wendy; Pradhan, Menno - 2026

This paper examines the causal relationship between student debt and mental health using the 2015 Dutch student finance reform as a natural experiment. The reform replaced a universal grant with income-contingent loans for higher-education students, leaving vocational students unaffected and...

Persistent link: https://www.econbiz.de/10015644875

Distributing sovereign debt in a rising debt environment : outcomes from Canada's 2024 debt distribution framework review

Bradley, William; Gao, Jeffrey - 2026 - Last updated: May 15, 2026

This paper documents Canada's recent review of its sovereign debt distribution framework (DDF). Informed by a context of record-high debt issuance since the previous DDF review, along with comparisons with sovereign peers and insights from market participants, the review identified an important...

Persistent link: https://www.econbiz.de/10015647200

Flexible debt relief and credit behavior : evidence from loan-level data

Worarit Vannavanit; Sommarat, Chantarat; Lathaporn … - 2026

Persistent link: https://www.econbiz.de/10015650751