Search Results - subject:"rationing"

Financial development, credit rationing and informal credit markets : implications for pattern of trade

Ahuja, Rashmi; Marjit, Sugata - 2026

development can help expand access to credit by reducing structural barriers and mitigating the effects of credit rationing. To … analyze these dynamics, our paper developed a theoretical model that examines the relationships among credit rationing … formal credit markets, whereas when firms gain access to informal credit markets alongside credit rationing, it increases the …

Persistent link: https://www.econbiz.de/10015609827

The effects of product differentiation and process innovation on credit rationing

Gómez, Laura; Joachín, Arturo; Támola, Alejandro; … - 2026

Informational credit rationing is a disequilibrium phenomenon in credit markets, in which price mechanisms fail to … susceptible to credit rationing because innovation may exacerbate information asymmetries between firms and lenders. However, this … significant reductions in the probability of experiencing credit rationing, with marginal effects ranging from 11.8 to 19 …

Persistent link: https://www.econbiz.de/10015644763

In search of credit crunch (rationing) periods in Albania : a disequilibrium approach

Shijak, Gerti - 2026

Persistent link: https://www.econbiz.de/10015637359

Monetary policy and the credit rationing effects of liquidity

Swarbrick, Jonathan M. - 2026

Persistent link: https://www.econbiz.de/10015675312

Pricing risk or rationing credit? : bank behaviour in a tightening monetary cycle

Volk, Matjaž - 2026

Persistent link: https://www.econbiz.de/10015608987

Land protection, credit access, and the insurance gap : the De Soto trap

Hernani-Limarino, Werner - 2026

Bolivia's Ley 1720 (April 2026) allows smallholders to voluntarily convert constitutionally protected pequeña propiedad - land that cannot be seized by creditors - into pledgeable mediana propiedad, explicitly targeting the credit-access channel that Hernando de Soto popularized. This paper...

Persistent link: https://www.econbiz.de/10015654700

Firm Credit Constraints and Electronic Payments : A Global Analysis

Galilea, Manuel; Farazi, Subika; Mare, Davide S. - 2026

Understanding the drivers of credit constraints is essential for fostering private sector development and firm growth. This study examines the channels through which electronic payments influence firm credit constraints across 101 economies. It explores heterogeneity at the firm and aggregate...

Persistent link: https://www.econbiz.de/10015597447

Dynamic credit constraints : theory and evidence from credit lines

Amberg, Niklas; Jacobson, Tor; Quadrini, Vincenzo; … - 2026

We use a comprehensive Swedish credit register to document that firms across the size distribution have access to substantial borrowing capacity via credit lines. However, most firms choose not to use all available credit, even though interest rates are low compared to their return on equity....

Persistent link: https://www.econbiz.de/10015627072

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