Recent Developments in Consumer Credit and Payments

This conference will bring together researchers working on issues related to consumer credit and payments. Both theoretical and empirical papers are welcome. We also encourage researchers to submit papers on consumer credit or payments outside the U.S. Areas of interest include, but are not limited to, the following: • Personal bankruptcy and default • Contractual and informational issues in consumer credit markets • Credit scoring and credit-reporting agencies • Regulation of consumer credit • Securitization of consumer debt • Consumer payments networks and their regulation • Pricing of retail payment services • Innovations in consumer payments • Cross-country comparisons of consumer credit and payments