Beck, Thorsten; Behr, P.; Madestam, A. - Tilburg University, Center for Economic Research - 2012
to show that own-gender preferences affect both credit supply and demand. Borrowers matched to officers of the opposite … gender are less likely to return for a second loan. The effect is larger when officers have little prior exposure to … borrowers of the other gender and when they have more discretion to act on their gender beliefs, as proxied by financial market …