In current conditions, there are few rare initiatives regarding credit information exchange outside national borders. All of them have significant disadvantages and can only be applied on a limited number of countries. This paper proposes conceptual model of a credit bureau in global terms which...

Strong competition in banking market has led to a significant reliance of banks on information technology. In the last decade, main progress has been made in introducing straight-through processing (STP) and batch processing in banking information systems. In this paper we analyse the impact of...