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Could we rely on market discipline as a substitute for insurance regulation?

Castagnolo, Fernando; Ferro, Gustavo - In: Journal of Financial Regulation and Compliance 21 (2013) February, pp. 4-15

Purpose – The purpose of this paper is to examine empirically whether the market discipline works, and if so, whether it is a complement or substitute of prudential regulation in the insurance markets. Market discipline is intended as “the power of … market forces … to evaluate and...

Persistent link: https://www.econbiz.de/10010815038

Could we rely on market discipline as a substitute for insurance regulation?

Castagnolo, Fernando; Ferro, Gustavo - In: Journal of Financial Regulation and Compliance 21 (2013) 1, pp. 4-15

Persistent link: https://www.econbiz.de/10014870228

Do loans fair value affect market value? Evidence from European banks

Drago, Danilo; Mazzuca, Maria; Colonel, Renata Trinca - In: Journal of Financial Regulation and Compliance 21 (2013) May, pp. 108-120

cost/fair value measurement methods applied to loans, and test whether loan fair values are an incremental explanatory …

Persistent link: https://www.econbiz.de/10010815033

Macroeconomic factors influencing UK household loan losses

Dinh, Minh T.H.; Mullineux, Andrew W.; Muriu, Peter - In: Journal of Financial Regulation and Compliance 20 (2012) 4, pp. 385-401

household loans from UK banks. Design/methodology/approach – The approach uses Vector auto-regression models to test the …, interest rates and unemployment rates have a significant impact on secured loans. There is however, minimal impact on unsecured … loans. Unemployment stands out as the major factor that influences both mortgage and credit card arrears. The estimated …

Persistent link: https://www.econbiz.de/10010815042

Product market competition, regulation and dividend payout policy of Malaysian banks

Ameer, Rashid - In: Journal of Financial Regulation and Compliance 16 (2008) November, pp. 318-334

significantly related to the changes in the non-performing loans, corporate and real estate sectors loans ratio and earnings losses …

Persistent link: https://www.econbiz.de/10004987533

Product market competition, regulation and dividend payout policy of Malaysian banks

Ameer, Rashid - In: Journal of Financial Regulation and Compliance 16 (2008) 4, pp. 318-334

significantly related to the changes in the non‐performing loans, corporate and real estate sectors loans ratio and earnings losses …

Persistent link: https://www.econbiz.de/10014870112

Does flexibility hinder financial regulation? The case of CRA enforcement in the USA

Dahl, Drew - In: Journal of Financial Regulation and Compliance 18 (2010) 3, pp. 193-200

Purpose – The purpose of this paper is to determine whether lending qualifying for credit under the Community Reinvestment Act (CRA) is associated with how broadly banks define the assessment areas (AAs) within which they operate. Both are identified as components of performance for purposes...

Persistent link: https://www.econbiz.de/10014870162

Banking consolidation, credit crisis and asset quality in a fragile banking system : Some evidence from Nigerian data

Ezeoha, Abel E. - In: Journal of Financial Regulation and Compliance 19 (2011) 1, pp. 33-44

technique. The dependent variable in the model is quality of bank assets, proxied as the proportion of non‐performing loans (NPL …) to total loans; while operating efficiency, profitability, asset liquidity, loans to deposits ratio, predictability of …

Persistent link: https://www.econbiz.de/10014870178

Macroeconomic factors influencing UK household loan losses

Dinh, Minh T.H.; Mullineux, Andrew W.; Muriu, Peter - In: Journal of Financial Regulation and Compliance 20 (2012) 4, pp. 385-401

household loans from UK banks. Design/methodology/approach – The approach uses Vector auto‐regression models to test the …, interest rates and unemployment rates have a significant impact on secured loans. There is however, minimal impact on unsecured … loans. Unemployment stands out as the major factor that influences both mortgage and credit card arrears. The estimated …

Persistent link: https://www.econbiz.de/10014870224

Do loans fair value affect market value? Evidence from European banks

Drago, Danilo; Mazzuca, Maria; Trinca Colonel, Renata - In: Journal of Financial Regulation and Compliance 21 (2013) 2, pp. 108-120

cost/fair value measurement methods applied to loans, and test whether loan fair values are an incremental explanatory …

Persistent link: https://www.econbiz.de/10014870234