The study identifies how various customers of insurance can be affected, such as SMEs, the construction industry, farmingand forestry, as well as consumers. It then highlights best practice so that individuals and organisations can manage riskmore effectively.[...]

In December, delegations from 192 countries will hold two weeks of talks in Copenhagen aimed at establishing a new global treaty on climate change. Six months after the publication of its third major report on climate change and insurance, ‘Coping with Climate Change: Risks and opportunities...

The world’s climate is changing, due mainly to human behaviour, and the effects are predicted tointensify progressively. Already the insurance industry is faced with significant challenges, such asthe increase in flood risk in the UK. However, the need to manage climate change risks...

The CII welcomes the Retail Distribution Review and believes that the proposed increase in standards will produce important benefits for the sector and consumers, in particular increased professionalism and a reduced risk of consumer detriment.The CII also welcomes the FSA’s desire to create a...

A starting point to any understanding of British professions in the twenty-first century is an appreciation of what it has meant to be a profession up to this point.This is no easy task. There is no single, generally accepted definition of ‘profession’ in the English language. The term has...

Purpose – This research reports on work related to integrating new immigrants into their local communities. The purpose of this paper is to explore community sport and the newcomer experience in communities through an acculturation framework. Design/methodology/approach – The role of...

There are many cases where poor information or human psychology can impede effective decision-making.For example, one theory in behavioural economics warns that people taking decisions are inclined to drawincorrect mental references based on what they know. “Nudge theory” is a potential...

CII Introduction: The UK insurance sector lies at a critical juncture in its long and eventful history. On the one hand, insurers are feeling the recessionary pinch in the form of a capital squeeze and a hardening market, but they can still benefit from escaping the contagion in the global...

CII Introduction: the insurance industry provides a long-standing and often forgotten role of helping people and businesses do things without the fear of catastrophic loss should something go wrong. How can this be achieved in a sustainable manner? Does the industry use the most sophisticated...