We investigate the determinants of firms' implicit insurance to employees, using a difference-indifference approach: we … rely on differences between family and non-family firms to identify the supply of insurance, and exploit variation in … unemployment insurance across and within countries to gauge workers' demand for insurance. Using a firm-level panel from 41 …

Mutual insurance companies and stock insurance companies are different forms of organized risk sharing: policyholders … necessary for a stock insurer to offer insurance at a fair premium, but not for a mutual. In the presence of an ownermanager …

This paper surveys the formation and development of insurance business in Brazil. It describes its very first steps …

The purpose of the paper is to provide some support to the thesis that insurance may reduce the cost of capital in a … insurance as a retrospective (post-loss) risk financing tool and the risk transfer mechanism upon it. As the risk financing tool … insurance reduces the need for the balance-sheet capital in a company and thus the financial distress costs. Also, insurance may …

The purpose of the paper is to provide some support to the thesis that insurance may reduce the cost of capital in a … insurance as a retrospective (post-loss) risk financing tool and the risk transfer mechanism upon it. As the risk financing tool … insurance reduces the need for the balance-sheet capital in a company and thus the financial distress costs. Also, insurance may …

. In the insurance industry costly risk bearing can explain the supply of capacity risks. Corporate risk management theory …In our article we consider insurance as a means of allocating terrorism risk. Terrorism poses a significant challenge … result of the uncertainty surrounding these risks private markets face significant difficulties in providing insurance for it …

correlation in their assets (health, wealth, wisdom, i.e. skills), causing them to demand a great deal of insurance coverage …. Insurers on the other hand eschew positively correlated risks. It can be shown that insurance contributes to a reduction of … insurance. Analyzing deviations from trend in aggregate insurance payments, one finds the following for the United States and …

payments and financial literacy, as well as markets for health insurance, crop insurance, agricultural credit, small firm …

-efficiency gains in monitoring credit and insurance customers.The analysis shows that conglomeration is conducive to tougher … competition in the credit market and increases profit in insurance.The aggregate profit in the financial sector does not increase …