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Is algorithmic credit scoring a "high risk"?

Milkau, Udo - In: Journal of digital banking 7 (2023) 3, pp. 249-265

Persistent link: https://www.econbiz.de/10014309807

A machine learning-based credit lending eligibility prediction and suitable bank recommendation : an Android app for entrepreneurs

Parvin, Jakia; Chowdhury, Mahfuzulhoq - In: International journal of applied management science : IJAMS 15 (2023) 3, pp. 238-257

Persistent link: https://www.econbiz.de/10014391684

Algorithmic fairness

Das, Sanjiv R.; Stanton, Richard; Wallace, Nancy E. - In: Annual review of financial economics 15 (2023), pp. 565-593

Persistent link: https://www.econbiz.de/10014427158

Credit ratings of Chinese online loan platforms based on factor scores and K-means clustering algorithm

Chen, Rongda; Wang, Shengnan; Zhu, Zhenghao; Yu, Jingjing; … - In: Journal of management science and engineering 8 (2023) 3, pp. 287-304

The rapid development of Chinese online loan platforms (OLPs), as well as their risks, has attracted widespread attention, increasing the demand for a complete credit rating mechanism. The present study establishes a credit rating indicator system for 130 mainstream Chinese OLPs that combines 12...

Persistent link: https://www.econbiz.de/10014383259

A hybrid metaheuristic optimised ensemble classifier with self organizing map clustering for credit scoring

Singh, Indu; Kothari, D. P.; Aditya, S.; Rajora, Mihir; … - In: Operational research : an international journal 24 (2024) 4, pp. 1-42

Persistent link: https://www.econbiz.de/10015135749

Fairness in credit scoring : assessment, implementation and profit implications

Kozodoi, Nikita; Jacob, Johannes; Lessmann, Stefan - In: European journal of operational research : EJOR 297 (2022) 3, pp. 1083-1094

Persistent link: https://www.econbiz.de/10013262223

Machine learning-based classifiers ensemble for credit risk assessment

Pandey, Trilok Nath; Jagadev, Alok Kumar; Choudhury, D.; … - In: International journal of electronic finance : IJEF 7 (2013) 3/4, pp. 227-249

Persistent link: https://www.econbiz.de/10010400393

A hybrid data mining model of feature selection algorithms and ensemble learning classifiers for credit scoring

Koutanaei, Fatemeh Nemati; Sajedi, Hedieh; Khanbabaei, … - In: Journal of retailing and consumer services 27 (2015), pp. 11-23

Persistent link: https://www.econbiz.de/10011388055

Improvement of Neural Networks with Swarm Intelligence Algorithm for Credit Scoring

Zhang, Runchi - 2019

Neural networks are widely used in automatic credit scoring systems with high accuracy and outstanding efficiency. However, in the absence of prior knowledge, it is difficult to determine the combination of parameters, which makes its application limited in practice. This paper presents a higher...

Persistent link: https://www.econbiz.de/10012859971

Borrowers' credit quality scoring model and applications, with default discriminant analysis based on the extreme learning machine

Pang, Sulin; Hou, Xianyan; Xia, Lianhu - In: Technological forecasting & social change : an … 165 (2021), pp. 1-13

Persistent link: https://www.econbiz.de/10012671712