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To Regulate or Not to Regulate? A Comparison of Government Responses to Peer-to-Peer Lending among the United States, China, and Taiwan

Tsai, Chang-hsien - 2019

States has been reactive, requiring platforms to fully comply with the extant securities regulation, while China, though … ineffective means to address the regulatory dilemma between prudential regulation and financial competition and innovation. This …

Persistent link: https://www.econbiz.de/10012865977

The role of punctuation in P2P lending : evidence from the People’s Republic of China

Chen, Xiao; Huang, Bihong; Ye, Dezhu - 2017

, one of the largest P2P lending platforms in the People’s Republic of China, we investigate how the amount of punctuation …

Persistent link: https://www.econbiz.de/10011757937

The Failure of Chinese Peer-to-Peer Lending Platforms : Finance and Politics

He, Qing; Li, Xiaoyang - 2021

We investigate the influence of financial and political factors on peer-to-peer (P2P) platform failures in China …

Persistent link: https://www.econbiz.de/10013250468

VC Participation and Failure of Startups : Evidence from P2p Lending Platforms in China

Li, Xiaoyang - 2020

-to-peer (P2P) platforms in China, we identify two types of failures, bankruptcy, and run off with investors' money. The Competing …

Persistent link: https://www.econbiz.de/10012825522

Government Affiliation and Peer-to-Peer Lending Platforms in China

Jiang, Jinglin - 2020

With thousands of co-existing and competing platforms, the Chinese peer-to-peer (P2P) lending market experienced both high growth and high failure rate. We hand collect unique data for these P2P platforms and investigate the differences in performance and survival for platforms with and without...

Persistent link: https://www.econbiz.de/10012852950

Recent Development of Fintech Regulation in China : A Focus on the New Regulatory Regime for the P2P Lending (Loan-Based Crowdfunding) Market

You, Chuanman - 2018

FinTech innovation has thrived in China in the past decade. As one leading sector of FinTech innovation, the P2P … lending market has experienced an unparalleled growth in China with the Chinese market acceding to be the largest market in … China followed by an examination of its underlying economic, institutional and technological driving forces. The second part …

Persistent link: https://www.econbiz.de/10012928290

Evaluating the regulatory scheme for internet finance in China : the case of peer-to-peer lending

Wang, Jingyi; Shen, Yan; Huang, Yiping - In: China economic journal : the official journal of the … 9 (2016) 3, pp. 272-287

Persistent link: https://www.econbiz.de/10011585439

Regulatory Developments in Peer-to-Peer (P2P) Lending to Combat Frauds : The Case of China

Poshan, Poshan; Huang, Yingzi; Waseem, Maimoona; Rafay, … - 2022

development of regulatory changes and the established individual credit reference system in China. Furthermore, the chapter also …

Persistent link: https://www.econbiz.de/10013295723

Fintech Market and Regulation : Lessons from China's Peer-to-peer Lending Platforms

Gu, Dingwei; Gui, Zhengqing; Huang, Yangguang - 2022

This paper proposes a theoretical model to study the competition and regulation of peer-to-peer lending platforms. We … facts during the boom and bust of China's peer-to-peer lending market …

Persistent link: https://www.econbiz.de/10014030875

How Chinese Banks Reduce Lending While Expanding Credit and the Hidden 2 Trillion RMB in Liquidity : A Case Study on the Bank of Chongqing and Huishang Bank

Balding, Christopher - 2015

Chinese banks have sought ways to rapidly expand lending in light of strict regulatory mandates to reduce official lending and maintain high capital adequacy ratios. Through arbitraging capital risk weights, total lending has expanded while capital adequacy ratios have remained unchanged....

Persistent link: https://www.econbiz.de/10013033802