The COVID-19 pandemic enhanced digital transformation. With the spread of the pandemic and the introduction of epidemiological measures, citizens were enforced to use the Internet to an increased extent. The digital divide among citizens and the capability of citizens to get an equal level of...

Digital technology applied to banking and financial transactions or e-finance in general has made financial services more widely available and affordable to consumers. And with appropriate and affordable technologies and applications, the financially excluded and the unserved can participate in...

Chapter 1. Systematic Literature Review on WAQF Issues and Challenges to Sustain the WAQF Development Initiatives -- Chapter 2. Echoes of Silence: the Complex Dynamics of Reporting Incest -- Chapter 3. Mass Customization in Welding and Manufacturing Through Standard Work Hours (SWH) Modelling --...