regulation, but the tendency to enact rules in response to prior crises leads to regulation that lags behind future market … ascertain where regulation will be most beneficial in the future. As an empirical demonstration, I identify newly popular topics … predictive data can both guide agencies on future interventions as well as shorten the policy lag in market regulation. While …

policyholder income in predicting claim risk. We offer new evidence on this issue in the context of auto insurance. Prior studies … act as proxy for income in a standard actuarial model of auto claim risk …

This paper investigates the impact of the copper access regulation on broadband adoption in each technology (xDSL on … 15 European countries dataset we find a negative impact of copper access regulation on fiber and cable modem adoption …. The copper access regulation is measured by two variables: The copper access charge and the copper wholesale access share …