The level of poverty in Namibia is relatively high. Access to finance is cited as one of factors hampering economic growth and poverty alleviation. Microfinance is seen as one of the effective tools that can address poverty alleviation by engaging the poor in sustainable economic activities....

The wedding speeches that precede the toast to the bride and groom fill many of the people who have to deliver them with fear. And many end up saying something quite trite such as “Don’t they make a great couple? Thanks to everyone for coming” and other ill‐thought‐out or unrehearsed...