"Backed by extensive study of mortgage loans made to low-income Americans over a ten-year period, argues that in the wake of the financial crisis of 2008-09, lenders need not shy away from the low-income as risks but institute equitable and sustainable homeownership policies that include...

Introduction -- Methods -- Physical health limitations and financial hardship -- Financial stress and satisfaction -- Mental health and sense of control -- Local voting -- Civic engagement -- Social capital -- Collective efficacy and perceived crime -- Homeownership: mechanisms and dependencies...