In public health research, it is common to follow a cohort of subjects over time, observing a vector of health indicators and a set of covariates at each of many visits. An objective of analysis is to characterize the inter-dependencies, in particular, the feedback of one response upon another...

This study focused on identifying factors that significantly affect the potentially insolvent status of life insurers. The potentially insolvent status is indicated based on insurer’s Risk-based capital ratio (RBC ratio) reported in the National Association of Insurance Commissioners (NAIC)...

The aim of this research is to analyze the relationship between formal and informal institutions with transaction costs (bargaining and monitoring) of coffee growers in the State of Mexico. For this purpose, a measurement instrument was constructed based on a literature review and the...

Microfinance Institutions (MFIs) reach a large number of poor people who are not served by formal financial institutions and have been a prime element in the economic growth of countries like Ethiopia. To operate successfully MFIs have to make sure that the loan disbursed has to be repaid to...

The purpose of this study was to examine factors that determine micro- and small-scale enterprises' financing preference in line with pecking order theory and access to credit in Benishangul-Gumuz Regional State of Ethiopia. The study used primary data collected using cross-sectional survey...

In this paper we show that the recent notion of regression depth can be used as a data-analytic tool to measure the amount of separation between successes and failures in the binary response framework. Extending this algorithm allows us to compute the overlap in data sets which are commonly...

This thesis focuses on two statistical problems related to credit scoring. In credit scoring of individuals, two classes are distinguished, namely low and high risk individuals (the so-called "good" and "bad" risk classes). Firstly, we suggest a measure which may be used to study the nature of a...

South African Air Quality Units are continuously undergoing changes, andimproving their performance remains a constant endeavour. In addition, theseunits are also experiencing several challenges in terms of improvingcommunication across the different spheres, accessing air quality data and...

This two-part paper presents the development of an improved airport risk assessmentmethodology aimed at assessing risks related to aircraft accidents at and in the vicinityof airports and managing Airport Safety Areas (ASAs) as a risk mitigation measure.The improved methodology is more...