Paper analyses subjective economic welfare and well-being in Polish households. The study is based on the Household Budget Survey carried out by the Central Statistical Office in Poland. Subjective measures are estimated using households’ answers to questions about the own satisfaction with...

This study presents the example of application scoring. Two methods are considered: logit model approach and the divergence method. The practical example uses contemporary data on loan applications from the Polish bank. The constructed scoring models are validated on the hold-out sample. Both...