according to the criteria of Indonesia's largest microfinance bank, but fewer than 10 percent had recently borrowed from a … microfinance innovations. Although these households were judged able to service loans reliably, most desired small loans …

This paper evaluates the impact of the introduction of savings groups on poverty, vulnerability, and financial …, we investigate the impact of savings groups after more than two years of exposure. We find t hat savings groups channel … savings groups increases female labor market participation and, in poorer areas, it fosters greater specialization in …