Izquierdo Llanes, Gregorio - In: Risks : open access journal 13 (2025) 4, pp. 1-13
Traditionally, business risk management models have not taken into consideration household composition for the purposes … of credit granting or project financing in order to manage the risk of default. In this research, an improvement in the … risk management model was obtained by introducing household composition as a new exogenous variable. With the application …