This paper studies road safety and accident externalities when insurance companies have market power, and can influence road users' driving behaviour via insurance premiums. We obtain both welfare and profit maximizing marginal conditions for first- and second-best insurance premiums for...

The 2001 White Paper and its development in the 3rd European Road Safety Action Program, represent a turning point in the history of the European Road Safety Policy. The possible determinants of the road mortality in the EU over (2000-2009) are examined using a panel data. Our main finding is...

We provide novel evidence on the effect of smart phone use on road accidents. We exploit variation in phone usage fees in the Netherlands following a change in European Union (EU) roaming regulations implemented in 2017. The growth rate of mobile data roaming increased substantially after the...