In December 2006 the Government announced proposals to promote private pension saving across UK workplaces. These proposals are explained in the Government’s White Paper, ‘Personal accounts: a new way to save’ . The proposed personal accounts system will operate from 2012 and will require...

 The purpose of this review is to investigate the extent to which perceived difficulties concerning access to finance discourage potential and existing entrepreneurs from demanding external finance. It focuses on evidence relating to the barriers to accessing finance that can arise because of...