Aggregate models of innovation diffusion do not capitalise on valuable consumer adoption dynamics that emerge from consumer surveys. This is despite other modelling strategies which suggest that such dynamics may be very important to the process of diffusion. We present a segmental Gompertz...

The significant growth of the Information & Communication Technology (ICT) sector has created a widening gap in productivity between the leading industrialised and developing economies. The emergence of a digital divide constitutes a critical constraint on the potential for the future growth of...

This paper deals with statistical modelling to predict failure of Brazilian companies in the light of the Basel II definition of default using a new set of explanatory variables.A rearrangement in the official format of the Balance Sheet is put forward. From this rearrangement a framework of...

This paper deals with statistical modelling to predict failure of Brazilian companies in the light of the Basel II definition of default using a new set of explanatory variables.A rearrangement in the official format of the Balance Sheet is put forward. From this rearrangement a framework of...