costs are advantageous for their efficiency …German savings banks play a key role in financing German SMEs. Accordingly, the analysis of their efficiency is of … as the Eurozone crisis (since the end of 2009) on the efficiency of German savings banks. Although the Malmquist index is …

A two-equation integrated model is developed to capture bank profit and risk-avoidance decisions. Output is limited to … customer loans. The profit function is based on output and selected inputs. Risk-avoidance (using the capitalization ratio …. The Breusch–Pagan test of independence was rejected. A key finding from the volatility analysis suggests that bank profit …

This paper contributes to the bank efficiency literature through an application of recently developed random parameters … analyse the evolution of the average rank cost efficiency for Latin American banks between 1985 and 2010. Cost efficiency …

panel data fixed effects regression analysis. The results reveal that efficiency change is negatively related to the number … of branches. We find a positive relationship between the loan ratio and the performance indices efficiency and efficiency … change. Furthermore, bank capitalization is positively related to efficiency change. Interestingly however, return on equity …

and revenue efficiency scores, financial stability scores (Z-scores) and competition scores (Lerner indexes and Boone … financial stability (when the revenue efficiency score is used). Banks seem to achieve market power through better efficiency …