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Banks face a tradeoff between diversifying and focusing their loan portfolio. In this paper we carry out an empirical study for the German market to shed light on the question whether or not the benefits of risk sharing outweigh those of specialization. We use data from the Bundesbank's...
Persistent link: https://www.econbiz.de/10012989297
Persistent link: https://www.econbiz.de/10012989330
The purpose of this research is to determine the effect of capital structure on the profitability of Vietnamese commercial banks. Specifically, it investigates the relationship between capital structure and profitability using an imbalanced panel data set of Vietnamese commercial banks from 2012...
Persistent link: https://www.econbiz.de/10014432222
substantial measurement error. In this paper, we examine the magnitude and direction of this error in cost and profit efficiency …Most bank efficiency studies that use stochastic frontier analysis (SFA) employ each bank’s own implicit input price … when estimating efficient frontiers. But the theoretical foundation of most studies is a cost minimisation and/ or profit …
Persistent link: https://www.econbiz.de/10002739985
Persistent link: https://www.econbiz.de/10003408040
substantial measurement error. In this paper, we examine the magnitude and direction of this error in cost and profit efficiency …Most bank efficiency studies that use stochastic frontier analysis (SFA) employ each bank's own implicit input price … when estimating efficient frontiers. But the theoretical foundation of most studies is a cost minimisation and/ or profit …
Persistent link: https://www.econbiz.de/10012989329
. -- Sparkassen ; Effizienz ; Data Envelopment Analysis ; Regressionsanalyse ; demographischer Wandel ; schrumpfende Regionen …
Persistent link: https://www.econbiz.de/10003887034
This paper examines the influence of environmental factors on technical, cost, scale and revenue efficiency of German … differentiates between declining and growing regions. Regional and demographic factors explain part of the variation in efficiency … levels. Population density and branch penetration positively affect efficiency in growing regions. A negative impact of …
Persistent link: https://www.econbiz.de/10003941228
costs are advantageous for their efficiency …German savings banks play a key role in financing German SMEs. Accordingly, the analysis of their efficiency is of … as the Eurozone crisis (since the end of 2009) on the efficiency of German savings banks. Although the Malmquist index is …
Persistent link: https://www.econbiz.de/10012822357
MENA banks. Cost efficiency and bank size have decreased profitability of banks, and banks with foreign ownership are more …
Persistent link: https://www.econbiz.de/10012916830