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consumer choice feature prominently in the design of public insurance markets, for instance in the United States in the recent …, an important practical question in the design phase of such a new program is how to deduce enrollment and plan selection … aggregate level. We then analyze predictions at the individual level, in particular how insurance demand varies with observable …
Persistent link: https://www.econbiz.de/10010427623
consumer choice feature prominently in the design of public insurance markets, for instance in the United States in the recent …, an important practical question in the design phase of such a new program is how to deduce enrollment and plan selection … aggregate level. We then analyze predictions at the individual level, in particular how insurance demand varies with observable …
Persistent link: https://www.econbiz.de/10009656193
-mandatory health insurance markets that control adverse selection and assure adequate access and coverage. The focus of this paper is … regulated private health insurance markets are to be successful in allocating health resources efficiently. We use … the proposition that consumers will make and benefit from good choices in private health insurance markets, and direct …
Persistent link: https://www.econbiz.de/10009666978
When health insurance reforms involve non-linear price schedules tied to payment periods (for example, a quarter or a … with the payment period. We illustrate these issues using as an example a health care reform in Germany which imposed a … approach using a separate data set of insurance claims in which the reporting period effects are absent by construction. …
Persistent link: https://www.econbiz.de/10010602591
-mandatory health insurance markets that control adverse selection and assure adequate access and coverage. We model Part D enrollment …We study the Medicare Part D prescription drug insurance program as a bellwether for designs of private, non … high Part D enrollment rates among the currently healthy, but also strong adverse selection in choice of level of coverage …
Persistent link: https://www.econbiz.de/10008610954
consumer choice feature prominently in the design of public insurance markets, for instance in the United States in the recent …, an important practical question in the design phase of such a new program is how to deduce enrollment and plan selection … aggregate level. We then analyze predictions at the individual level, in particular how insurance demand varies with observable …
Persistent link: https://www.econbiz.de/10010729987
-mandatory health insurance markets, focusing on the ability of consumers to evaluate and optimize their choices of plans. Our analysis …We study the Medicare Part D prescription drug insurance program as a bellwether for designs of private, non … out-of-pocket cost for drugs and Part D insurance. These numbers are hard to reconcile with decision costs alone; it …
Persistent link: https://www.econbiz.de/10010729995
consumer choice feature prominently in the design of public insurance markets, for instance in the United States in the recent …, an important practical question in the design phase of such a new program is how to deduce enrollment and plan selection … aggregate level. We then analyze predictions at the individual level, in particular how insurance demand varies with observable …
Persistent link: https://www.econbiz.de/10010583207
-mandatory health insurance markets, focusing on the ability of consumers to evaluate and optimize their choices of plans. Our analysis …We study the Medicare Part D prescription drug insurance program as a bellwether for designs of private, non …
Persistent link: https://www.econbiz.de/10010951181
heterogeneous reactions to the introduction of a nonlinear price schedule in the German statutory health insurance system. In … administrative insurance claims data from the largest German health insurance plan, we find that some individuals strongly react to …Theoretical considerations suggest that nonlinear health care price schedules have heterogeneous effects on health care …
Persistent link: https://www.econbiz.de/10010328783