Die vorliegende Analyse liefert einen Überblick über die bei den sieben am stärksten betroffenen öffentlich-rechtlichen Gebäudeversicherungender Kantone Aargau, Basel-Landschaft, Bern, Jura, Luzern, Solothurn und Waadt gemeldeten Gebäudeschäden.Mit knapp 150 Mio. CHF entspricht die...

Pay-as-you-drive (PAYD), or usage-based automobile insurance (UBI), is a policy agreement tied to vehicle usage. In this paper we analyze the effect of the distance traveled on the risk of accidents among young drivers with a PAYD policy. We use regression models for survival data to estimate...

When modelling insurance claim count data, the actuary often observes overdispersion and an excess of zeros that may be caused by unobserved heterogeneity. A common approach to accounting for overdispersion is to consider models with some overdispersed distribution as opposed to Poisson models....