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Our equilibrium model determines the liquidity premium offered by a monopolistic bank to a pool of depositors made up … agree to pay for it. The explanation combines two factors: the existence of reserve requirements making the bank keen to …
in the percentage of households with deposit accounts. We find that, among households earning $84,000 or less in 1991 … prices, the percentage of households with deposit accounts fell from 90.5 percent in 1977 to 86.5 percent in 1989. For … households earning $12,000 or less, the percentage with deposit accounts fell from 70.3 percent to 59.2 percent. Although changes …
depositors and quality of information distributed in the deposit products market. It defines information asymmetry, the lemon … internal information that is not publicly available. It conducts comparison of ratings of reliability of bank deposits made up … with the use of different sources of information. It marks out main blocks of information about deposit products and …
deposit insurance, namely avoiding banking crises and protecting small depositors. The paper also addresses the related … question : why do banks fund loans with both equity and demand deposits ? The model determines the optimal bank capital … structure. In comparison with a Diamond-Dybvig bank which funds loans with demand deposits only, a capitalized financial …
A major part of this paper is literature review. The paper compiles in a nutshell all studies on definitions and measures of Money supply in India in a chronological yet logically consistent manner In doing so, alternative measures of money supply have been compared in this paper and it is found...
bank entities. …
The Reserve Bank has conducted a survey on bank fees each year since 1997. The results of the most recent survey … suggest that banks’ fee income from both households and businesses rose moderately in 2013. However, deposit and loan fees …
Economic and mathematical model of credit management of commercial banks is developed. The model allows obtaining optimalstrategies of variant calculations of this kind of banking services. The procedure of quantitative solution of this problem is substantiatedto help to make optimal decisions...
Проанализированы важные и актуальные для Украины вопросы, касающиеся уровня информированности вкладчиков и качества размещаемой на рынке депозитных продуктов...