partner. Due to survivor pensions, married insurants benefit from higher IRR as compared to the non-married. Interestingly …

The paper seeks to add to the existing literature on aggregate and private savings by focusing on transition economies …, aggregate and private savings are driven by almost the same forces – this is the central focus of the paper. The most important …

finanziellen Alterssicherung deutlich unzufriedener ist als die ältere. Dieser Effekt ist unabhängig von der ökonomischen Situation …. Trotz der deutlich gestiegenen Unzufriedenheit mit der Alterssicherung stehen große Teile der Bevölkerung einer … privatwirtschaftlich organisierten Altersvorsorge skeptisch gegenüber. Ganz allgemein kann gezeigt werden, dass mit ihrer Alterssicherung …

uncertainty on households' consumption-savings decision. Applying a structural demand model to German survey data, we estimate the … uncompensated interest rate elasticity for savings, in line with the literature, to around zero. Accordingly, any policy …-induced variation of net returns to savings is expected to have no significant effects on the level of savings. Moreover, we find …

We analyze the impact of changing employment patterns and pension reforms on the future level of public pensions across … pensions across cohorts taking into account changing demographics and recent pension reforms. Simulations show that pension …

The paper presents a model where public pensions are determined by majority voting. Voters differ by age and income …