The United Nations Sendai (2015) framework aims to reduce disaster risk. We offer a careful definition and computation … of the individual and property risk targets. Selecting the largest and better studied class of “natural disasters” over … the period 1970-2018, we show that individual risk is “likely” falling, that property risk is neither rising nor falling …

that they are not prepared to cope with a natural disaster. There is a clear income gradient in the ability to cope with …, and residing in rural areas are less able to handle disasters. The COVID-19 pandemic had a negative impact on disaster … risk preparedness, primarily due to households’ deteriorating financial circumstances …

auto and homeowners coverage, which generally do not expressly exclude cyber-risk due to the historic absence of cyber …-insurers face unique difficulties in using two of the most important insurance tools for limiting their exposure to catastrophe risk … of insurance and new forms of cyber insurance are courting disaster. The Article therefore closes by identifying and …