ist weltweit spürbar und Roboter und Maschinen sind in vielen Ländern bereits Realität. Es wird jedoch die These vertreten …

and car insurance using data from the UK. The main empirical results are: - higher labor income risk induces a higher … demand for car insurance. - the effects of increases in labor income risk after 1979 seem to be more than offset by a more …

central problems in public finance, including the optimal structure of health insurance and optimal life cycle savings. In …

technological change along with the increase in the generosity of health insurance may explain independently 53% of the rise in … health spending (insurance 29% and technology 24%) while income less than 10%. By simultaneously occurring over this period … 59% of the rise in life expectancy at age 50 over this period while insurance and income explain less than 10%. …

The consequences of business cycle contingencies in unemployment insurance systems are considered in a search …-matching model allowing for shifts between “good” and “bad” states of nature. We show that not only is there an insurance argument …

fertility. These findings suggest that insurance motives underpin the dynamics of women's work participation. Examination of …

This paper analyzes data from a novel field experiment designed to test the impact of two different insurance products … simulated by a lottery. Risk-sharing is possible in solidarity groups of three and insurance is introduced via less risky … insurance if shocks are observable. Depending on insurance design, there is also evidence for persistence of this effect even if …