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Persistent link: https://www.econbiz.de/10002570418
The purpose of this study is to determine the development trends of the major determinants of the bank card market in …, further comparative analysis of the "Bank Cards Market Index" proposed earlier and based on a system of interrelated … indicators of bank payment cards, ATMs and POS‑terminals, was carried out. We provide an overview of the rankings of Ukraine …
Persistent link: https://www.econbiz.de/10012886750
This study analyses the impact of political factors on commercial banks' behaviour and performance in 11 CEE countries between 1992 and 2008. Using a unique dataset of commercial banks and electoral factors, we find that state-owned banks show significantly smaller net interest income ratios...
Persistent link: https://www.econbiz.de/10011893062
Changes in the Polish financial system were so rapid that some stages of financial development were skipped. At the beginning of the transformation process, banks' main balance sheet items were short-term loans and deposits. At the end of the 1990s, foreign investors started to rapidly increase...
Persistent link: https://www.econbiz.de/10013011680
Low spreads between loan rates and deposit rates are indicative of a more efficient financial system. We argue that spreads are better cross country measures of banking system efficiency than the net interest margins used in previous studies. We present theoretical and empirical evidence that...
Persistent link: https://www.econbiz.de/10012961322
Using the data of 82 Chinese commercial banks from 2000 to 2012, this paper investigates the effect of bank ownership … undertook IPO exhibit no differences in bank prudential behavior (the selection effect). Third, introducing foreign strategic … investors has not an obvious effect on bank prudential behavior, either in the short term or long term, and undertaking IPO has …
Persistent link: https://www.econbiz.de/10013023150
of bank efficiency further show that foreign banks are associated with higher profit efficiency but moderately lower cost … progress in banking reforms, privatization and corporate governance restructuring, also has a positive impact on bank …
Persistent link: https://www.econbiz.de/10013127478
This paper provides an overview of the history of banking transition (1989-2006) in 13 CEE countries – with particular emphasis on four relatively large Balkan countries (Bulgaria, Croatia, Romania, Serbia and Montenegro). Two “banking reform waves” are distinguished, salient features of...
Persistent link: https://www.econbiz.de/10013404450
We investigate the determinants of bank interest margins in the Central and Eastern European countries (CEEC). We … assess to what extent the relatively high bank margins in CEEC can be attributed to low efficiency or non-competitive market …
Persistent link: https://www.econbiz.de/10014215147
Persistent link: https://www.econbiz.de/10010412715