Förderbanken vergeben in Deutschland jährlich mindestens 200 Milliarden Euro an Mitteln für Investitionen, die sonst nicht oder sehr viel später umgesetzt werden könnten. Sie arbeiten im öffentlichen Auftrag und richten ihre Tätigkeit an gesellschaftlichen Zielen aus. Diese Ziele haben...

There is strong evidence the change in real estate return impacts negatively private as well public sector banks. The impact is high in the case of private banks in comparison to public sector banks.This research paper covers the period from August 2007 to August 2022.I have used the DCC GARCH...

By adopting a difference-in-differences specification combined with propensity score matching, we provide evidence using the microdata of German banks that stateowned savings banks have lent less than credit cooperatives during the COVID-19 crisis. In particular, the weaker lending effects of...

Can state-owned banks spur development? Gerschenkron (1962) identified the State Bank of the Rus- sian Empire as the main institutional driver of the country's catch-up industrialization. In this paper, we test this assertion by evaluating the outcome of a policy experiment (1892-1903) under the...

Although it was initiated by the Allies as a kind of compromise in an Anglo-American dispute over banking policy in occupied Germany, and was thus an Allied creation, the Kreditanstalt für Wiederaufbau (KfW) was soon to be called "a characteristic German institution". This was because of the...

This study aims to clarify the influences of state banks on the private banks for Turkey after the second world war. The literature on state banks emphasizes the adverse impact of state, namely the crowding-out effect. On the other hand, state-owned banks arose as a result of development policy...

By adopting a difference-in-differences specification combined with propensity score matching, I provide evidence using the microdata of German banks that stateowned savings banks have lent less than credit cooperatives during the COVID-19 crisis. In particular, the weaker lending effects of...

Förderbanken vergeben in Deutschland jährlich mindestens 200 Milliarden Euro an Mitteln für Investitionen, die sonst nicht oder sehr viel später umgesetzt werden könnten. Sie arbeiten im öffentlichen Auftrag und richten ihre Tätigkeit an gesellschaftlichen Zielen aus. Diese Ziele haben...

The possibility of creating a state bank has received much recent attention in the United States. In 2021, six states introduced legislation to create a state bank; in 2019, similar legislation was enacted in California for municipal banks. This paper develops a framework to evaluate state...

In this study, we reassess the links between commercial bank ownership and lending growth during the 1996–2019 period. We find evidence that the lending activities of foreign state-controlled and foreign privately owned banks differ, particularly during different crisis type periods and...

In this study, we reassess the links between commercial bank ownership and lending growth during the 1996-2019 period. We find evidence that the lending activities of foreign state-controlled and foreign privately owned banks differ, particularly during different crisis type periods and origins....

By adopting a difference-in-differences specification combined with propensity score matching, we provide evidence using the microdata of German banks that state-owned savings banks have lent less than credit cooperatives during the COVID-19 crisis. In particular, the weaker lending effects of...

The study investigates the determinants of state banks’ in comparison with joint stock commercial private banks’ profitability in Uzbekistan during the period 2010-2016; to the study selected 3 state, 11 joint stock and 7 private banks in Uzbekistan as a case study. The purpose was to determine...

The purpose of this study is to examine the impact of ownership concentration on the performance of Indian commercial banks. A panel data approach has been used in this study. Particularly, the effect estimation and GMM has been used in this study to examine the relationship between ownership...

Service quality may be defined as holistic judgement, or attitude, relating to the superiority of service. In today's increasing competitive atmosphere providing quality service is important for any service industry. Service quality has been conceptualized as the outcome arising out of the...

In this study, we reassess the links between commercial bank ownership and lending growth during the 1996–2019 period. We find evidence that the lending activities of foreign state-controlled and foreign privately owned banks differ, particularly during different crisis type periods and...

We document a strong political cycle in bank credit and industry outcomes in Turkey. In line with theories of tactical redistribution, state-owned banks systematically adjust their lending around local elections compared with private banks in the same province based on electoral competition and...

Non-Performing assets have become a significant issue for the banking and financial sector in Nepal. The asset quality of the bank has become crucial for the development of the banking sector. The motive of the study is to compare the NPA of public and private banks of Nepal as well as to study...

Due to greater emphasis on developmental and social banking, the quality of loan is affected. The quality of loan portfolio is very critical for the health of a bank. Contaminated loan portfolio is definitely a bane for any bank. It puts a severe dent on the profitability of a bank where it is...

This paper builds a new dataset on bank ownership and reassesses the links between state-ownership of banks and each of financial development, economic growth, financial stability, bank performance, liquidity creation, and lending cyclicality. Using panel data to estimate the short-and...

The business of banking is the acceptance of deposits and granting of loan. There main source of income is the interest they receive from various loans and advances. A certain margin is maintained between the interest charged and the interest paid. It is evident that the major chunk of revenue...

This study updates previous findings on district level convergence in India and analyses the role of financial development on economic growth. Using a new nighttime light product as a proxy for economic activity, it finds an absolute rate of convergence of 2.4 percent from 2013 to 2019....

While India is set to become the world's most populous country by 2050, it is also the home to the world's largest number of unbanked individuals. This paper aims to investigate the profitability issue with a focus on public banks. Using a new methodology based on comparisons tests and panel...

This paper considers the comparative efficiency of public, private, and foreign banks in Rus-sia, a transition economy with several unusual features. We perform stochastic frontier anal-ysis (SFA) of Russian bank-level quarterly data over the period 2005–2013. The method of computation of...

This paper investigates the cyclicality of bank liquidity creation. Since liquidity creation is a major economic function of banks, their liquidity creation behavior may amplify business cycle fluctuations. Using the methodology of Berger and Bouwman (2009) to compute liquidity creation...

The Present study analyzes the quality of service and customer satisfaction and this both are crucial factors for success in the public banking sector in Pondicherry. There are factors together with the quality that effect customer expectations about the service. These two factors are selected...

The paper uses a panel of more than 1m German firms over 2010-2016, to provide the first firm-bank level evidence of local crowding out for a developed economy characterized by low interest rates and fiscal austerity. Our mechanism relies on two structural features of Germany's banking...

In this study, we employ a new dataset on bank ownership and reassess the links between domestic and foreign ownership and lending during the 1996– 2018 period. Additionally, we distinguish between privately-owned and state-controlled banks and find that the lending activities of foreign...

The asset quality of banks is one of the most important indicators of their financial health. It also reflects the effectiveness of banks‟ credit risk management and the recovery environment. It is important that the signs of distress in all stressed accounts are detected early and those which...

The Indian government on 30th August 2019 unveiled a plan to merge 10 public sector banks (PSBs) into four, reducing the number of state-owned banks from 18 to 12, in a bid to create “next-generation” financial institutions with stronger balance sheets and bigger risk appetite. Having done...

We investigate the implications of government versus private ownership for bank minority shareholders. Specifically, we use unique data to examine whether the stock prices of government-owned and family-owned banks, equally engaged in related lending, differently react to loan announcements. Our...

The Gross Domestic Product of a country indicates the prosperity and wealth of a country. In the recent past India has become one of the fastest growing countries and completing with the most advanced and developed countries in several areas. The Micro, Small and Medium Enterprises are small...

Priority sector lending or PSL had been forecasted. So that these sectors get institutional loans from PSL were segments are difficult to getting credit. The sector concerning institutions of financial are referred to as Non-Priority Sector lending and the credit is lending readily. These...

While the country was hoping for above 7% GDP growth for the current fiscal 2019-20 as against 6.8% last year (GVA: Agri 2.9%, Industry 6.2%, Services 7.9%), We hoped earlier that there would be no further hindrance on the banking system as faced in the last three years. To our surprise, the GDP...

Banks form the fundamental component of the financial system of any economy. Soundness of the banking sector is, therefore, essential for a healthy and vibrant economy. Nowadays, the financial system of the Indian economy is completely interlinked with the banking sector. If something goes wrong...

Consumer behaviour has always been an interesting subject for marketers. With the constant increase of markets, banking sector is one of the fastest growing sectors in India. This study examines the satisfaction level of consumers of major nationalized banks in India and services provided by...

The last decade has witnessed excessive credit flow to various sectors of the industry leading to a chain reaction of a steep increase in the NPA graph. This steep increase in the NPA graph has resulted in a burdened balance sheet and equivalently pressurized profitability levels of the banks...

This study identifies determinants of customer loyalty to Islamic banking in Indonesia using a structural equation model (SEM) and confirmatory factor analysis (CFA). Data of 362 respondents from two cities of East Java Indonesia have been used to determine the factors of customer loyalty of...