This study explores the influence of funding liquidity risk and several control variables on Islamic rural banks’ asset risk in Indonesia. Our study analyzes Islamic rural banks comprising 142 Islamic banks with quarterly data from 2013: Q1 to 2018: Q4. Panel regression is then employed. We...

Agriculture is the backbone of our economy and its prosperity can largely be responsible for the well being of the entire economy. Farm finance has a place of pride in the agro-socio-economic development of the country both at micro and macro levels. Its catalystic role strengthens the farming...

Purpose: This paper aims to find out the performance of the Grameen Banks of West Bengal after their merger. Design/methodology/approach: The objective of the paper is to measure the performance of Paschim Banga Gramin Bank (PBGB) and Bangiya Gramin Vikash Bank (BGVB) after their amalgamation,...

Purpose - This study aims to examine the influence of internal and external factors on the credit risk (represented by nonperforming financing [NPF]) of Indonesian Sharīʿah rural banks (SRBs) - a type of Islamic bank that provides Islamic financial services especially to small and medium...

This study aims to analyse the influence of banks' internal factors on Non-Performing Finance (NPF) at Islamic rural banks (IRBs) in Indonesia. IRBs has important factor in the economic activities in Indonesia because they provide small-mid-scale financing. The internal factors consist of the...

This study aims to examine the impact of the growth of peer-to-peer (P2P) lending on the growth of rural bank lending. Further, this study investigates the outcome of the partnership agreement between the Rural Bank Association and Financial Technology (FinTech) Association in the last quarter...

Policymakers and donors have long viewed credit programs as salient means to develop the agriculture sector, especially the small-farm agriculture. Credit programs in the country have evolved from subsidized directed credit programs to a more market-based approach. There have been little to no...

It is a modest attempt made on to review critically RRBs performance and their operating efficiency by taking certain performance indicators. The researchers evaluated and analysed the Non-Performing Assets as addition to that of

Indian agriculture is dominated by smallholders. With an average holding size of just 1.08 ha (in 2015- 16), and 86 percent of holdings being of less than 2 ha size, Indian agriculture produces sufficient food, feed, and fiber for India’s large population of 1.35 billion, and in addition...

Greater financial intermediation has a positive impact on economic development of a country and banks can play a stabilizing role in an era of rising income inequality. Despite numerous models such as priority sector lending, SHG model, Correspondent banking, RRBs, UCBs, etc. the agenda of...

Micro-, small- and medium-sized enterprises (MSMEs) are among the main drivers of economic growth. When the economic crisis hit in 1997, only MSMEs could survive. In addition to being economic drivers, MSMEs are capable of employment and providing a significant contribution to the Gross Domestic...

The RRBs were set up in India under the RRB Act, 1976 with a view to build up the provincial economy by giving, with the end goal of improvement of agribusiness, exchange, trade, industry and other beneficial exercises in the country zones, credit and different offices especially to little and...

India's economy is predominantly rural in character. In the course of recent years rural India has seen an expansion in the purchasing energy of customers, joined by their want to update their way of life. Fit as a fiddle the present rural situation there is an earnest need of overhauling...

The Indian banking industry plays an important role in the economic development of the country and is the most dominant segment of the financial sector. During the last four and half decades, particularly after the first phase of nationalization of banks in 1969, there have been distinct...

The ease of access to financial institutions leads to an increase in the number of both consumptive and productive loans. This increase must be balanced with the process of knowledge transfer about financial management so that customers can manage finances well and can pay credit according to a...

For sustainable growth in agriculture, there is a need to improve productivity and reduce the costs. Farmers’ club programme initiated by National Bank for Agriculture and Rural Development (NABARD) in 1982, is one such initiative. These clubs are grassroot level informal forums. Such clubs...

Observing a fast-evolving world economy and agricultural financial system, this dissertation studies three emerging questions in agricultural finance: agricultural financial technology (FinTech), blockchain and cryptocurrencies; persistence and growth of religious farming communities that limit...

The purpose of this study is to bring out the role of financial intermediation in food production and food security. Pakistan is among one of those countries which are food insecure. Agriculture credit can increase the food production which ensures the food security. The widely accepted...

Rural banks in Ghana are not exempted from the risk exposures associated with managing credit. Given their importance to the economy, appropriate measures should be taken to mitigate credit risk exposures of rural banks in the country. The study critically examines the credit risk management...

"The future of India lies in its villages", Mahatma Ghandhi.In order to stay alive in the present cutthroat atmosphere, banks should be strengthened adequately and would attain competitiveness through the use of its obtainable resources and managing business in effective manner. Therefore it is...

The existence of the rural bank in the Indonesian' financial market is more pronounced recently than ever especially after the Asian crisis in 1997. The ability of rural banks to shield during the crisis and the state programs to develop small and medium enterprises (SMEs), make the role of...

Background: This study examines the access to credit, credit investment, and credit fungibility for small-holder farmers and medium- and large-scale farmers in the agricultural sector of the Shikarpur District of Sindh, Pakistan. Methods: A standardized questionnaire was used to collect data...

This study sought to estimate the level of technical efficiency and total factor productivity of RCBs in Ghana using Stochastic Frontier Analysis (SFA). The total factor productivity (TFP) was decomposed into efficiency change and technical change over the study period. Quarterly data spanning...

Many rural banks have sustained heavy losses because of poor credit activities. The main objective of the research was credit management of rural banks in Ghana. Specific objectives were to investigate how non- Supervision of borrowers influences the loan repayment, to establish how the...

The ability of banks to formulate and adhere to policies and procedures that promote credit quality and curtail non-performing loans is the means to survive in the stiff competition. Inability to create and build up quality loans and credit worthy customers leads to default risk and bankruptcy...

Purpose: The purpose of this paper is to provide evidence of the positive impact of the FCS lending on farm incomes which should be useful to policymakers as they consider reforms and further support for this 100-year-old major agricultural lender. Design/methodology/approach: The authors...

The purpose of this research is to examine the effect of credit risk management on profitability of selected rural banks in the Upper East Region of Ghana. Panel least squares regression models were estimated using data for the period 2010 to 2015. The variables used are measures of...