Using 791 consistent households in the balanced panel, comprising 3,985 households in the unbalanced panel-from a nationally representative, multipurpose, five-round (1988, 2000, 2004, 2008, and 2014) Mahabub Hossain Panel Data in Bangladesh-we provide evidence for the long-term impact of...

We review the initial effects of the imposition of caps on interest rates in Peru's financial system. We developed a methodology that allows us to quantify the potential exclusion of clients. We found that financial institutions excluded close to 243 thousand clients from the financial system....

In the Globalized World, it is not just the competition, but the principles of co-operation which takes the economies into win-win situation and rise the Standard of Living of the masses and total output in the world. The Global Mutual Co-operation of the economies can change the face of the...

The article explores the current state and future scenario of the Chinese railway lines routes through Central Asia and Afghanistan taking into account the Taliban regime. Since ancient times, Central Asia has been a crossroad of trade routes, which in modern times largest geopolitical actors...

Credit access is limited in rural areas, especially in developing economies. Using a novel two-stage experimental design in Pakistan, first, we document that bank lending only serves a small fraction of rural credit demand. Second, we test the importance of information and enforcement technology...

Purpose: Farmers have great importance in our country. They give us the stuff to consume, thus we are dependent on them. Since everyone requires healthy food to survive, farmers must be trusted. The agricultural industry is crucial to the country's economic development, food security, creation...

The importance of credit in agriculture and technology adoption is well researched, but little is known about its impact on the intensity of climate adaptation strategies (CAS) utilization. To contribute to the literature on climate change, the study examines the impact of credit status on the...

Majority of the population of Rajasthan lives in rural areas. Before independence, debt payments were made by moneylenders and Nagar Seth. After the establishment of the Village Bank on October 2, 1975, they were entrusted with the task of disbursing village loans. Rural banks provide individual...

The Government of India nationalized 14 major Indian banks in the private sector having deposits of Rs. 50 crore and over each as on the last Friday on June 1969 with effect from 19th July 1969. By nationalizing the major banks, the Government secured control over what Mrs. Indira Gandhi...

This study examined the impact of microfinance credit access on households’ income and welfare case study in rural South Gondar zone, Ethiopia. The main objective of the study was investigating the impact of microfinance credit access on households’ income and welfare. The study used cross...

This study was conducted to examine factors affecting loan repayment performance of smallholder farmers in Jima Arjo district, East Wallaga, Oromia Region, Ethiopia. The study has used Purposive and proportionate sampling technique in order to select sampled kebeles and households, respectively....

Background: Agribusiness loans advanced by Agricultural Finance Corporation (AFC) in Mount Kenya Region have high default rate of 20.33% which compares unfavourably with 10% benchmark for all types of loans in Kenya. This is a challenge, given the strategic importance of agribusiness credit in...

Agriculture is the backbone of the Indian economy. Agriculture is very important for people to survive in the day to day life. Farmers are facing a lot of problems and due to which their productivity and profitability has reduced. Farmers are committing suicide and they don’t want to continue...

This paper explores the impact of risk preference as well as interlinked credit and insurance contract on peasants' new technology adoption. The results show that (1) risk preference has a significant impact on peasants' adoption of innovative seeds, and the influence of exact probabilistic risk...

In order to stress test loan portfolios for the impacts of climate change, historical events need to be analyzed to create templates to stress test for future events. Using the 2012 Midwestern US drought as an example, this work creates a stress-testing template for future droughts. The analysis...

This study was conducted to examine factors affecting loan repayment performance of smallholder farmers in Jima Arjo district, East Wallaga, Oromia Region, Ethiopia. The study has used Purposive and proportionate sampling technique in order to select sampled kebeles and households, respectively....

This study was conducted to examine factors affecting loan repayment performance of smallholder farmers in Jima Arjo district, East Wallaga, Oromia Region, Ethiopia. The study has used Purposive and proportionate sampling technique in order to select sampled kebeles and households, respectively....

Using a sample of a field survey of 24 villages in southern China, we study the effects of credit restrictions under the Forest Right Mortgages System (FRMS) in 2008 and how social capital can help alleviate farmers' credit constraints. We find that credit restrictions limit farmers’ credit...

Increasing productivity among small farmers and fisherfolk (SFF) is important if the country is to further reduce poverty. In 2019, the AFF sector accounted for 9.2 percent of GDP and slightly less than a fourth of total employment, but still accounted for majority of the poor. The provision of...

Investment in agriculture is very crucial in the present situation of Nigeria. The effort to overcome food insecurity can only be efficacious if steps in the right direction will be taken. At this juncture in the Nigerian economic history, the right step to take is to adequately finance...

Agriculture is the backbone of our economy and its prosperity can largely be responsible for the well being of the entire economy. Farm finance has a place of pride in the agro-socio-economic development of the country both at micro and macro levels. Its catalystic role strengthens the farming...

The economic collapse of the 1930s coupled with years of drought caused unprecedented problems for farmers in Saskatchewan. In particular, low wheat prices and depressed global markets caused farmers to become overindebted. Parliament responded with the Farmers’ Creditors Arrangement Act,...

Small farms in the US have significant challenges in financial management. This study examines how small farmers undertake farm financial management to meet their agricultural and farm-related spending and expenses. Using primary survey data from Tennessee, the study investigates the factors...

The agricultural sector in developing countries like Nigeria is characterized by low productivity, driven partly by low use of modern agricultural technologies. Poor access to credit is seen as a key barrier to adoption of these technologies. Policy discourses and literature often associate...