We review the initial effects of the imposition of caps on interest rates in Peru's financial system. We developed a methodology that allows us to quantify the potential exclusion of clients. We found that financial institutions excluded close to 243 thousand clients from the financial system....

Increasing productivity among small farmers and fisherfolk (SFF) is important if the country is to further reduce poverty. In 2019, the AFF sector accounted for 9.2 percent of GDP and slightly less than a fourth of total employment, but still accounted for majority of the poor. The provision of...

This study examines the factors affecting farmers’ access to formal credit in Basona Worana District, North Showa Zone, Amhara Regional State, Ethiopia. The study used cross-sectional data while conducting a survey. It was conducted from November 2019 to June 2020 G.C. A multistage random...

The main objective of the study was to investigate the impact of microfinance on smallholder resettled sugarcane farmers’ productivity and technical efficiency. The study evaluated the impact of microfinance on technical efficiency of resettled sugarcane smallholders as well as the...

This article assesses the opinions of youth tomato growers on the accessibility of agricultural credit and factors that influence the accessibility in the Democratic Republic of the Congo (DRC). Data originated from a household survey for the 2019/2020 farming season. We interviewed 218 youth...

Agriculture is the backbone of our economy and its prosperity can largely be responsible for the well being of the entire economy. Farm finance has a place of pride in the agro-socio-economic development of the country both at micro and macro levels. Its catalystic role strengthens the farming...

Small farms in the US have significant challenges in financial management. This study examines how small farmers undertake farm financial management to meet their agricultural and farm-related spending and expenses. Using primary survey data from Tennessee, the study investigates the factors...

The economic collapse of the 1930s coupled with years of drought caused unprecedented problems for farmers in Saskatchewan. In particular, low wheat prices and depressed global markets caused farmers to become overindebted. Parliament responded with the Farmers’ Creditors Arrangement Act,...

For agricultural productivity, credit is a necessary input. India's economy is based mostly on agriculture. The Kisan Credit Card (KCC) seeks to offer farmers timely and appropriate funds in a flexible and cost-effective manner. The inauguration of the Kisan Finance Card Scheme is a watershed...

Under-utilisation of land as collateral for loans is often attributed to the poor quality of the land records infrastructure, which is seen to both increase the cost of closing credit transactions and the risk in collection if a loan fails. In this paper, we examine the link between the...

We use a multiyear multiarm randomized controlled trial implemented among 1053 smallholders in Kenya to evaluate ex-ante investment and ex-post productivity and welfare benefits of risk-contingent credit (RCC), comparing it with traditional credit (TC). We rely on local average treatment effects...

Using a rare flood in April 2019 in Iran as a natural experiment, we study the role of local banks in mitigating the financial consequence of natural disasters to smallholder farmers. We find that local branches immediately react to the disaster by increasing their lending for two months...

FinTech has raised the risk-taking level of financial institutions. This paper aims to explore FinTech Credit (FTC) scale of non-financial institutions and the risk-taking level of financial institutions into Opiela’s model, constructs objective functions and constraints for representative...

Investment in agriculture is very crucial in the present situation of Nigeria. The effort to overcome food insecurity can only be efficacious if steps in the right direction will be taken. At this juncture in the Nigerian economic history, the right step to take is to adequately finance...

The agricultural sector in developing countries like Nigeria is characterized by low productivity, driven partly by low use of modern agricultural technologies. Poor access to credit is seen as a key barrier to adoption of these technologies. Policy discourses and literature often associate...

Collective action (CA) allows individuals to overcome market and state failures, something particularly relevant in rural areas and highly imperfect markets such as agricultural credit. To analyse the relation between CA in the form of Rural Producer Organizations (RPOs) and access to...

The paper had the objective of determining the impact of informal credit on agricultural production in Awka South Local Government Area (LGA) in Anambra State. A field survey was conducted to collect data from 150 randomly selected farmers in the LGA. Descriptive and econometric methods were...

Primary Agriculture Credit Society is a basic unit and smallest cooperative credit institution in India. It works on the grass-root level (gram panchayat and village level). Primary Agriculture Credit Society is formed at the village or town level. It is the old cooperative credit system of...