Search Results - subject_exact:"Altersrente"

Impact of the longevity risk on permanent life annuity in the context of IFRS 17

Špirková, Jana; Zelinová, Silvia; Zimmermann, Pavel; … - 2026

Longevity risk - the risk that policyholders outlive expected mortality projections - poses a significant challenge to the financial sustainability of pension insurance. This paper investigates the valuation of permanent life annuities under IFRS 17, the accounting standard that fundamentally...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015654680

Gender differences in pension investment : the role of biased advice

Curi, Claudia; Dibiasi, Andreas; Ploner, Matteo; Tonin, … - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015644120

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Gender differences in pension investment : the role of biased advice

Curi, Claudia; Dibiasi, Andreas; Ploner, Matteo; Tonin, … - 2026

Book / Working Paper

Gender differences in pension investment : the role of biased advice

Curi, Claudia; Dibiasi, Andreas; Ploner, Matteo; Tonin, … - 2026

Book / Working Paper

Annuity vs. Lump Sum : a megastudy on occupational pension uptake decisions

Celis, Mathias; Boudt, Kris; Bassleer, Mona; Duyck, Wouter - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015608657

Overconfidence, knowledge of the retirement income system, and retirement planning

D'Astous, Philippe; Glenzer, Franca - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015609287

The relationship between psychological factors and retirement financial plan and its gender difference

Ren, Han; Lim, Thien Sang - 2026

As China's population ages and the sustainability of the public pension system is at risk, personal savings become crucial. As such, the quality of financial planning for retirement (FPR) has been recognized as a key to safeguarding financial well-being during retirement. This study examines the...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015611325

Is GDP growth necessary to maintain pensions? : an empirical analysis of public pension spending and benefits in the OECD

Palomera, David; Starke, Peter - 2026

The literature on growth dependencies increasingly calls for post-growth welfare states capable of functioning without reliance on GDP growth in order to remain within planetary limits. Yet empirical research on the relationship between welfare state arrangements and economic growth remains...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015611855

Inflatieonzekerheid, rente en stagflatie tijdens de pensioentransitie

Romp, Ward E.; Ewijk, Casper van; Chen, Damiaan H. J.; … - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015613791

Uitkeringen en kosten van partnerpensioen met restitutie

Muns, Sander; Nijman, Theodore E.; Werker, Bas J. M. - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015613797

Guaranteed annuity option under correlated and regime-switching risks

Grozen, Jude Martin B.; Mamon, Rogemar S. - 2026

Guaranteed annuity options (GAOs) allow policyholders to convert accumulated funds into life annuities at maturity at a guaranteed minimum rate. Thus, insurers are exposed to both investment and longevity risks. Accurate valuation of these long-term, survival-contingent contracts is essential...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015615258

Alterssicherung : eine Frage von Einkommen und Vermögen : Stellungnahme zum Fragenkatalog der Alterssicherungskommission der Bundesregierung

Pimpertz, Jochen - 2026 - Stand: März 2026

Die Alterssicherungskommission der Bundesregierung soll einerseits eine Kennziffer für das Gesamtversorgungsniveau aus gesetzlicher Rente, betrieblicher und geförderter Privatvorsorge entwickeln. Andererseits soll es darum gehen, wie der Lebensstandardsicherung im Alter gesichert werden kann....

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015615767

Integration or isolation? : the impact of retirement on social capital

Atalay, Kadir; Staneva, Anita; Zhu, Rong - 2026

This paper examines the causal impact of retirement on social capital using nationally representative Australian panel data. Exploiting the eligibility age for the Age Pension, we find that retirement significantly enhances social capital by increasing social connectedness and community...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015616352

The unintended consequences of a pension age increase : evidence from Ireland

Tuda, Dora; Doorley, Karina; Sandorova, Simona - 2026

We examine the labour market, welfare receipt and health effects of a reform to the Irish State Pension system which increased the age at which some workers could claim a State Pension. We use longitudinal data on ageing in Ireland and a causal identification strategy based on the random date of...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015616438

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The unintended consequences of a pension age increase : evidence from Ireland

Tuda, Dora; Doorley, Karina; Sándorová, Simona - 2026

Book / Working Paper

What happens when the social security trust fund is exhausted : an alternative contingency policy

Warshawsky, Mark J. - 2026

When the Social Security retirement Trust Fund is exhausted in 2032, old-age and survivor benefits in total must be cut by 24 percent, according to current projections. This is generally thought to be an across-the-board cut by the Social Security Administration, which would hit the poor...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015593244

Analysepotenzial der Lohn- und Einkommensteuerstatistik zu Altersvorsorgebeiträgen und Renten : Abschlussbericht

Jansen, Andreas - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015594939

Demand for home pension and reverse mortgage : an information provision survey experiment

Kim, Duk Gyoo; Hwang, In Do - 2026

Population aging and the sustainability of retirement financing are critical challenges facing many developed economies. In South Korea, elderly poverty remains a critical issue, despite widespread homeownership among older adults. Although the home pension program allows retirees to unlock...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015596754

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Demand for home pension and reverse mortgage : an information provision survey experiment

Kim, Duk Gyoo; Hwang, In Do - 2025

Book / Working Paper

Pension saving in a gendered lifecourse

James, Hayley - 2026

Despite automatic enrolment in work pension schemes, private saving for pensions in the UK is relatively low, with most people under-pensioned in later life and reliant on the state pension. In this book, Hayley James shows that equally significant is that women save far less for old age than...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015555380

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Pension saving in a gendered lifecourse

James, Hayley - 2026

Book / Working Paper

Pension wealth and the timing of retirement

Andersen, Torben M.; Borgbjerg, Anne Katrine; Maibom, Jonas - 2026

We analyze how pension wealth influences retirement timing using 25 years of Danish administrative panel data on wealth and labor market status. Exploiting early-career variation in firm-specific mandatory pension contribution rates, we study labor supply decisions from age 55 onward. Greater...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015586901

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Pension wealth and the timing of retirement

Andersen, Torben M.; Borgbjerg, Anne Katrine; Maibom, Jonas - 2026

Book / Working Paper

Pension wealth and the timing of retirement

Andersen, Torben M.; Borgbjerg, Anne Katrine; Maibom, Jonas - 2026

Book / Working Paper

Een levensloophypotheek in combinatie met pensioenvermogen

Been, Jim; Knoef, Marike; Ewijk, Casper van - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015605064

Inequality in comprehensive wealth

Landel, Hannah; Love, David A.; Smith, Paul A. - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015605578

Retirement under policy uncertainty

Bello, Piera; Galasso, Vincenzo; Izzo, Alessandro - 2026

This paper examines how policy uncertainty influences retirement decisions. We develop a simple model in which individuals face a one-time choice between immediate retirement and continued employment until the statutory retirement age. In the absence of policy uncertainty, retirement decisions...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015606282

''State-ification'' of the entrepreneur or ''entrepreneurialization'' of the state? : how Singapore challenges both Mazzucato and her critics

Hjortsberg, Jacob - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015620470

Optimal risk sharing and incentive provision in social security systems

Berriel, Rafael; Costa, Carlos E. da - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015620767

The economic determinants of old-age poverty in South Korea : evidence from longitudinal household data

Giannelli, Gianna Claudia; Hegyi, Tamara - 2026

In South Korea, nearly 40% of the elderly population lives in poverty, one of the highest rates in the developed world. As the country undergoes a rapid demographic transition and the share of older individuals increases, understanding the drivers of old-age poverty becomes increasingly...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015624663

An overlapping generations model to investigate the fiscal implications of New Zealand's ageing population : a background paper for the 2025 Long-term Fiscal Statement

Binning, Andrew; Özbilgin, Murat; Smith, Christie - 2026

New Zealand's population is ageing. Public spending on public pensions (NZ Superannuation) and health are particularly sensitive to this trend and are expected to increase accordingly. Current and future government policies aimed at addressing this challenge will not only influence macroeconomic...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015625615

Revisiting the consumption puzzle at retirement

Labeaga, José M.; Sánchez-Robles Rute, Blanca - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015626549

Vertrauen in Informationen zur Altersvorsorge und Altersversorgung

Westle, Bettina; Moosdorf, Daniel - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015627117

Higher auto-enrolment contributions, pension adequacy and economic outcomes : a report for Royal London

2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015627626

Financial literacy and the retirement gender gap : the role of cultural schemas

Green, Li-Noy; Herbst-Debby, Anat - 2026

This qualitative study explores the construction of financial literacy in the context of retirement among young women in Israel, in light of available cultural schemas. The research challenges economic models that rely solely on assumptions of rationality and self-interest, offering a...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015628601

Demografische onzekerheid en pensioen

Ewijk, Casper van; Dalen, Hendrik P. van; Münster, Sander - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015637468

De ervaringen van niet-Europese migranten met hun pensioen in Nederland

Lössbroek, Jelle; Veldman, Koen - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015637469

The effects of social pensions on monetary and time transfers among the poor

Olivera, Javier; Iparraguirre, Yadiraah - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015638642

Revisiting Malta's gender pension gap statistics

Grech, Aaron G. - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015638676

Effects of early pension withdrawal on pre-retirement labour supply : evidence from Chile during the COVID-19 pandemic

Murakami, Yoshimichi; Noritake, Aya - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015639239

Editorial : special Issue on "empirical studies with micro-data from the German Pension Insurance"

Mika, Tatjana; Börsch-Supan, Axel; Brussig, Martin; … - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015639756

Differences in public pension entitlements within couples : analyses based on SHARE-RV

Herold, Imke - 2026

Within the three-pillar German pension system, the German Pension Insurance remains the most important source of old-age income. From a gender comparative perspective, existing literature shows the inequality between men and women regarding income and wealth in general. Wealth includes pension...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015639760

Pension reform effects in times of technological change and shifting task composition

Boockmann, Bernhard; Herdegen, Natalie; Kroczek, Martin - 2026

We study heterogeneity in the effects of a pension reform in Germany: the introduction of the old-age pension for the very long-term insured, which lowered the threshold for full pension receipt from age 65 to 63. Using a regression discontinuity design (RDD) and rich administrative pension...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015639765

The effect of legal retirement age reform on retirement behavior : analysis and synthesis of several natural experiments

Martin, Stella; Stabenow, Kevin - 2026

We exploit an incremental retirement age reform to investigate the impact of an increase in the legal retirement age on the benefit-claiming age using administrative data from the German public pension insurance. We synthesize findings from several marginal retirement age increases over 10 birth...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015639768

Special issue: empirical studies with micro-data from the German Pension Insurance

2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015639776

Reform of the National Pension System of Egypt : Client-Centric Digital Transformation that Revolutionized Service Delivery

2026

The public social insurance system in Egypt plays a critical role in maintaining the cohesion of society within the country’s broader social protection framework. The system has a long history that dates back to the mid-19th century and includes various laws that have been introduced over time...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015641175

The role of pension systems in retirement across development

Bosch, Mariano; Rojas, Paola - 2026

We study how pension systems shape labor supply at older ages using census microdata from 78 countries. Male employment rates are similar in midlife across countries but diverge sharply thereafter: by age 75, 54% of men remain employed in low-income countries compared with 8% in high-income...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015644726

Optimal investment in annuities and life insurance for retired couples : the role of side bequest motives

Werd, Martijn de; Achou, Bertrand; Chau, Ki Wai - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015655674

Unequal lives, unequal benefits : life expectancy and social security rules

Fernández-Blanco, Javier; Sánchez Marcos, Virginia - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015666295

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Unequal lives, unequal benefits : life expectancy and social security rules

Fernández-Blanco, Javier; Sánchez Marcos, Virginia - 2026

Book / Working Paper

Lowering the retirement age : employment effects and mechanisms

Ottmer, Henning - 2026

This paper examines a 1976 Swedish reform that lowered the normal retirement age (NRA) for public pensions from 67 to 65. The reform implied substantial increases in future pension benefits while leaving contribution rules unchanged. Using administrative data, I find sharp behavioral responses:...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015656148

State pension eligibility age and retirement behaviour : evidence from the United Kingdom household longitudinal study

Kanabar, Ricky; Kalwij, Adriaan - 2026

We examine individuals' retirement behaviour in response to changes in the State Pension eligibility age (SPe-age) introduced in UK Pension Acts. Our findings show that the annual probability of retirement reduced significantly in response to a one-year increase in SPe-age, by 8.2pp and 6.4pp...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015647145

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State Pension eligibility age and retirement behaviour : evidence from the United Kingdom Household Longitudinal Study

Kanabar, Ricky; Kalwij, Adriaan - 2023

Book / Working Paper

State pension eligibility age and retirement behaviour : evidence from the United Kingdom household longitudinal study

Kanabar, Ricky; Kalwij, Adriaan - 2022

Book / Working Paper

State Pension Eligibility Age and Retirement Behaviour : Evidence from the United Kingdom Household Longitudinal Study

Kanabar, Ricky; Kalwij, Adriaan - 2022

Book / Working Paper

Understanding debt in the older population

Lusardi, Annamaria; Mitchell, Olivia S.; Oggero, Noemi - 2026

We explore debt and debt management among older Americans (ages 51-61 years) using the 2018 National Financial Capability Study. Though these individuals should have been at the peak of their retirement savings, we show that many were heavily indebted, often due to unpaid medical bills and...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015647147

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Understanding debt in the older population

Lusardi, Annamaria; Mitchell, Olivia S.; Oggero, Noemi - 2020

Book / Working Paper

Understanding debt in the older population

Lusardi, Annamaria; Mitchell, Olivia S.; Oggero, Noemi - 2020

Book / Working Paper

Understanding Debt in the Older Population

Lusardi, Annamaria; Mitchell, Olivia S.; Oggero, Noemi - 2022

Book / Working Paper

Understanding Debt in the Older Population

Lusardi, Annamaria; Mitchell, Olivia S.; Oggero, Noemi - 2020

Book / Working Paper

Understanding Debt in the Older Population

Lusardi, Annamaria - 2020

Book / Working Paper

Personal social environment as determinant of private pension planning

Kleinheinz, Lukas; Tappeiner, Gottfried; Perkmann, Urban; … - 2026

Following European pension reforms, the responsibility for old-age provision has increasingly shifted from the state to the individual. This study examines how behavioral norms and perceptions of parents' or grandparents' financial situation influence participation in the voluntary second...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015647152

Mandatory pension contributions, household consumption, and savings

Larsen, Linda Sandris; Nielsson, Ulf; Nutu, Mara; … - 2026

Using Danish register data, we study whether individuals save enough to maintain almost all (90%) of their pre-retirement consumption. We find that 85 percent do, largely due to mandatory labour market pension contributions. The remaining 15 percent are less likely to have mandatory pension...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015647153

Sustainability of pension reforms : an EU-wide political stress test

Hindriks, Jean; Cetin, Sefane - 2026

Many countries have implemented a variety of pension reforms in response to the challenges posed by an aging population. These reforms typically involve a trade-off between 'refinancing' (i.e., increasing contributions) and 'retrenchment' (i.e., reducing benefits). The primary question addressed...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015647154

The size and distribution of augmented wealth : a look at Austria and beyond

Knell, Markus; Koman, Reinhard - 2026

This paper contributes to the literature on augmented wealth (the sum of public pension entitlements and net wealth) along three dimensions. First, it provides new country-specific estimates of augmented wealth for Austria in the year 2017 by combining data from the HFCS (Household Finance and...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015647159

Household savings and shocks to occupational pension funds

Caloia, Francesco; Mastrogiacomo, Mauro; Simonetti, Irene - 2026

Using household survey data linked to supervisory data of Dutch pension funds, we provide evidence of the increase in household savings caused by shocks to the financial position of pension funds. Our identification strategy exploits cross-sectional and time variations in pension funds' funding...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015647160