Technological developments are changing how users pay for goods and services. In the context of the COVID-19 (coronavirus disease 2019) pandemic, new payment systems have been established to reduce contact between buyer and seller. In addition to the pandemic, the future is payment processing is...

This research report offers a comparative analysis of privacy and data protection in Germany and India. It compares the two regimes on four counts. First, it examines how the right to privacy and/or its allied rights have developed in the two countries historically. In this, it explores the...

A growing literature identifies associations between subjective and biometric indicators of wellbeing. These associations, together with the ability of subjective wellbeing (SWB) metrics to predict health and behavioral outcomes, have spawned increasing interest in SWB as an important concept in...

The dramatic increase in the use of mobile phones has been closely followed by the increase in mobile fraud. Although eager to use mobile financial services, many subscribers are concerned about the security aspect when carrying out financial transactions over the mobile network. In fact, lack...

"This book examines the use of various biometric based techniques, tools, and methods in online education authentication to achieve more personalization and propose a framework for more general system architecture of online learning systems"...

Public Key Infrastructure (PKI) enables the secure and private exchange of data using an unsecure public network, such as the Internet. The use of paired private and public keys, issued by a trusted third-party authority, enables documents to be transferred securely and for the sender to be...

How big is the Global Identification Gap? : can we measure it? -- Identification as an enabler of sustainable development -- Identification systems : innovations in technology and ID provision -- Confronting the risks -- Frontier cases in digital identification -- Towards the future

Biometric technology has been afforded a central role in the security architecture that Western governments have forged since the events of 9/11 2001. With biometrics the body becomes the anchor of identification. In a security architecture centred on identification of persons of interest and...

Premium settlement and calculation of reserves and capital requirements are typically based on worst or just bad case assumptions on interest rates, mortality rates, and other transition rates. If interest and transition rates are chosen independently from each other, the worst, i.e. the reserve...