Search Results - subject_exact:"Cash"

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Demand for cash in Rwanda : developments and prospects

Nyalihama, Christian; Kamanzi, Callixte - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015595620

Show me the money! : experimental evidence on preferences for cash vs. digital payment

Ambler, Kate; Mohammed Mehrab Bin Bakhtiar; Bloem, … - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015656227

Reversing the denomination effect in tipping contexts

Zenkić, Jay; Lei, Jing; Millet, Kobe; Rotman, Jeff D. - 2024

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014534706

When cash costs you : the pain of holding coins over banknotes

Zenkić, Jay; Mead, Nicole L.; Millet, Kobe - 2024

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015144270

Affordability of cash: From stocktaking to why and how

Rösl, Gerhard; Seitz, Franz - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015638063

From cash to crypto: towards a consistent regulatory approach to illicit payments

Minto, Andrea; Kosse, Anneke; Shirakami, Takeshi; … - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015609560

I am so tired! I don't know what to do! survey fatigue and financial literacy : results from a randomized experiment

Chernesky, Anna; Huynh, Kim P.; Voia, Marcel-Christian - 2026 - Last updated: March 4, 2026

Cross-country evidence finds that there are low levels of financial literacy. Financial literacy is often measured using the "Big Three" questions about interest rates, inflation, and risk. These questions are usually part of a longer survey. Respondents in long surveys may suffer survey fatigue...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015610866

Money demand by non-financial corporations

Nocciola, Luca - 2026

We document empirically the money demand by European non-financial corporations by exploiting a unique and brand-new survey on their cash usage in a stress period. We also assess: (i) the relation between cash held and firm size; and (ii) estimate point values of cash holdings and carry out...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015605058

Un sistema de proyección de demanda por efectivo en Chile: actualización y propuesta

Leiva, Nicolás; Medel, Carlos A. - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015625299

Who owns crypto in the euro area? : drivers of crypto adoption, payment use, and its interaction with fiat cash

Zamora-Pérez, Alejandro - 2026

Using a survey of 39,507 adults in 17 euro-area countries, I find that crypto-asset owners and the niche subgroup of payers have distinct profiles. Owners - typically younger, male, and financially active - exhibit mixed preferences, valuing both cash-like privacy and card-like speed. Crypto...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015626943

How do some lower-income Canadians pay

Buckland, Jerry; Henry, Christopher; Nur, Wendy; … - 2026 - Last updated: March 3, 2026

Previous research suggests that lower-income Canadians may have unique experiences with the use of payments, including the use of cash and digital payments. We conduct a case study using data from the Canadian Financial Diaries (CFD) project to gain insight into how some lower-income Canadians...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015638045

Siamese networks for AI-powered automated banknote quality control

Gentile, Salvatore; Luciani, Andrea; Marchetti, Sabina; … - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015655714

Banking competition and access to cash and retail banking services in rural Canada

Xiao, Hong Yu; Petrunia, Robert; Lucky, Sarah - 2026 - Last updated: June 11, 2026

We study the accessibility and competitive structure of Canadian retail banking and cash services in rural, localized markets using the Bresnahan-Reiss entry threshold framework. We estimate population thresholds required to support a given number of establishments in two segments of the...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015655740

Affordability of cash : from stocktaking to why and how

Rösl, Gerhard; Seitz, Franz - 2026

This paper analyzes the affordability of cash in an international context. After outlining why cash should remain a core component of a diversified payment mix within a resilient and efficient payment system, we discuss methodological challenges associated with measuring the costs of payment...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015636428

Social protection and social distancing during the pandemic : mobile money transfers in Ghana

Karlan, Dean; Lowe, Matt; Osei, Robert Darko; … - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015560311

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Social protection and social distancing during the pandemic : mobile money transfers in Ghana

Karlan, Dean; Lowe, Matt; Osei, Robert Darko; … - 2022

Book / Working Paper

The pandemic cash and retail payment behaviour : insights from the future of payments databas

Auer, Raphael A.; Cornelli, Giulio; Frost, Jon - 2023

The Covid-19 pandemic has been a shock to retail payment behaviour. How have the changes differed across countries? What do they imply for the future of cash and digital payments? We assemble a new "Future of Payments" database on retail payment behaviour for up to 95 countries over September...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10013536195

Cash usage in Poland in 2020 : insights into the role of the COVID-19 pandemic and spatial aspects

Kotkowski, Radosław; Manikowski, Arkadiusz - 2023

The study explores the factors likely to induce Polish customers to pay by cash, instead of payment cards, for goods and services they are purchasing. The basis of our investigation is microdata obtained in 2020, during the "Payment Habits in Poland in 2020" study, which was conducted by...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014515029

Uncovering the digital payment divide : understanding the importance of cash for groups at risk

Cruijsen, Carin van der; Reijerink, Jelmer - 2023

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014307011

Cash for transactions or store-of-value? : a comparative study on Sweden and peer countries

Claussen, Carl Andreas; Segendorff, Björn; Seitz, Franz - 2023

We estimate the demand for transaction and non-transaction cash balances in Canada, Denmark, Iceland, Sweden and Norway over the last decades using the seasonal method. These countries share many features that are relevant for cash demand, but nevertheless show large differences in terms of...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014332145

Corporate sector cash holding : optimal levels, macro context, or external shocks?

Berent, Tomasz; Śniechowski, Maciej - 2023

The objective of this paper is to validate the existence of an extensively documented secular upward trend in corporate cash holding. To do this, we use the new data for Poland and review original datasets from Bates et al. [2009] for the U.S. We find no trace of a trend for Poland and believe...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014476839

Costs of means of payment for consumers: Literature review and some sensitivity analyses

Krüger, Malte; Seitz, Franz - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015338515

Analysis of the payment habits in Malta

Savo, Stefano; Galea, Brenda Lee - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015433829

Defining Current and Expected Financial Constraints Using AI: Reinterpreting the Cash Flow Sensitivity of Cash

Cho, Rachel; Görtz, Christoph; McGowan, Danny; … - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015461453

A mixed duopoly in the provision of payment services

Arango-Arango, Carlos A.; Betancourt-García, Yanneth Rocío - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015595387

Canadians' access to cash in 2023

Chen, Heng; Xiao, Hong Xu; O'Habib, Daneal; Wild, Stephen - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015373088

Estimating the volume of counterfeit U.S. currency in circulation

Judson, Ruth A. - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015271873

Costs of means of payment for consumers : literature review and some sensitivity analyses

Krüger, Malte; Seitz, Franz - 2025

Payment costs for consumers are difficult to determine, are not recorded in an internationally harmonized manner and vary significantly from country to country. They are incurred in many forms, for example as fees for account management, for cash withdrawals at ATMs or for payment cards; but...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015334418

Coming full circle on cash holdings and firm value : a comment on Kim and Bettis (2014), Theissen et al. (2023), and Souder et al. (2024)

Jung, Christopher; Graf-Vlachy, Lorenz - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015195719

Analysis of the payment habits in Malta

Savo, Stefano; Galea, Brenda Lee - 2025

This paper presents the findings derived from a comprehensive survey conducted by the Central Bank of Malta, in collaboration with the National Statistics Office, with the aim of analysing payment habits in Malta. The research explores individuals' perspectives on various aspects, including...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015358580

Digitalization and financial inclusion : welfare implications for India's tech-averse population

Parija, Vishal; Nag, Biswajit - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015422787

Experimenting with digital currency

Araujo, Luis; Ferraris, Leo; Mantovani, Marco; … - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015466856

Report on the payment attitudes of consumers in Italy : results from ECB SPACE 2024 survey

2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015467607

Defining current and expected financial constraints using AI : reinterpreting the cash flow sensitivity of cash

Cho, Rachel; Görtz, Christoph; McGowan, Danny; … - 2025

We propose a new approach to identify firm-level financial constraints by applying artificial intelligence to text of 10-K filings by U.S. public firms from 1993 to 2021. Leveraging transformer-based natural language processing, our model captures contextual and semantic nuances often missed by...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015448013

La accesibilidad presencial a los servicios bancarios en España : informe de seguimiento 2024

2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015409564

Evolución de la investigación neurocientífica del efectivo : revisión y perspectivas actuales

González Gómez, Laura Jimena; León, Fernando; … - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015409694

Vulnerability within the Czech automotive supply chain

Toušek, Zdeněk; Hinke, Jana; Gregor, Barbora; Prokop, … - 2025

This study aims to explore the vulnerability within the Czech automotive supply chain. To explore the vulnerability, analyses based on the comparison of both monetary and time-based characteristics, namely profitability, cash flow ratio, indebtedness, and cash conversion cycle, respectively,...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015410398

Could Digital Currencies Lead to the Disappearance of Cash from the Market?

Pani, Marco - 2025

Private and public agents' plans and actions to introduce digital currencies and other innovative payment instruments could produce some unintended consequences, including the potential disappearance of physical cash. This study employs a two-sided market model to examine how payment systems...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015411366

Let's speak the same language : a formally defined model to describe and compare payment system architectures

Hee, Kees van; Kosse, Anneke; Wierts, Peter; Wijngaard, … - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015445499

Show one more version 1

Let's speak the same language: a formally defined model to describe and compare payment system architectures

Hee, Kees van; Kosse, Anneke; Wierts, Peter; Wijngaard, … - 2025

Book / Working Paper

Cash Is Queen

Papineni, Sreelakshmi; Friedman, Jed; Goldstein, Markus; … - 2025

This paper examines the direct and spillover effects of cash transfers paid in a rural and low-income setting. In the short run, an unconditional cash transfer program for ultra-poor households in Northern Nigeria led to a 12 percentage point increase in micro-enterprise formation for program...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015411863

Bank-firm relationships and the value of cash : evidence from the financial crisis in Japan

Kaneko, Mana; Sasaki, Toshinori; Suzuki, Katsushi - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015431534

Everyday cash usage and corruption perception : evidence from a panel of countries

Kotkowski, Radosław; Dybka, Piotr; Piotrowska, Anna Iwona - 2025 - First version: July 2025, this version: September 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015458455

Risk attitudes do not explain cash holdings

Hentschel, Nicole - 2025 - This version: September 26, 2025

Despite the long-term trend away from cash and the widespread adoption and acceptance of payment cards, many people still carry considerable amounts of cash. In a preregistered study, I examine whether risk attitudes can explain consumers' persistent cash holdings. To self-insure against the...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015462933

2024 Methods-of-Payment Survey report : cash in an era of alternatives

Felt, Marie-Hélène; Chernesky, Anna; Welte, Angelika - 2025

The Methods-of-Payment (MOP) Survey tracks consumer use of cash and other methods of payment. We present core findings from the 2024 MOP Survey, highlighting results from both the survey questionnaire and subsequent three-day shopping diary. Although cash holdings have increased in nominal...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015444831

Presupuesto de la nación y el balance fiscal del gobierno central: ¿cómo se relacionan y qué los diferencia?

Rincón Castro, Hernán; Zapata-Álvarez, Steven - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015562335

Kosten von Zahlungsmitteln im Einzelhandel

Ego, Niklas; Knümann, Fabio; Korella, Lukas - 2025 - Stand: Dezember 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015594944

A mixed duopoly in the provision of payment services

Arango-Arango, Carlos A.; Betancourt-García, Yanneth Rocío - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015550780

Show one more version 1

A mixed duopoly in the provision of payment services

Arango-Arango, Carlos A.; Betancourt-García, Yanneth Rocío - 2024

Book / Working Paper

Efectivo y Neuromarketing : concepto, funciones y aplicación

Sempere, Paula; Pantoja, Raquel - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015589744

Incorporating trip-chaining to measuring Canadians' access to cash

Chen, Heng; Xiao, Hong Yu - 2025 - Last updated: June 23, 2025

Household mobility data can improve our measurement of access to cash. The existing literature typically assumes that households visit their nearest ABMs or financial institution branches from their homes, without combining cash withdrawals with other activities (i.e., on their way to shopping)....

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015607280

Dynamic consumer cash inventory model

Huynh, Kim P.; Shcherbakov, Oleksandr; Stenzel, André - 2025 - Last updated: August 15, 2025

We study consumer cash inventory behavior by developing a dynamic model of forward-looking consumers and estimating structural parameters of the model using detailed consumer survey data. Consumers facing holding and withdrawal costs solve a discrete-time continuous-control dynamic programming...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015607293

Uwarunkowania zarządzania siecią bankomatów w Polsce : analiza rentowności

Manikowski, Arkadiusz; Zbyrowski, Rafał - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015632868