Search Results - subject_exact:"Consumer law"

Strausz, Roland - 2026

Consumer consent regulation is the cornerstone of modern data privacy regulation such as the European GDPR and the Californian CCPA. By ensuring that consumers can reject any harmful data collection, the regulation seems an effective tool for protecting consumers against price discrimination. By...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015618327

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Consumer consent regulation

Strausz, Ronald - 2024

Book / Working Paper

Navigating the dual realities of digital finance in Indonesia : assessing sustainable strategies for access and consumer protection since 2016

Suleiman, Ajisatria - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015549188

Vision for the future of financial consumer protection in LMICs

Garz, Seth; Mazer, Rafael; Blackmon, William - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015549194

Consumer protection in the age of AI : transposing the new EU Product Liability Directive in Sweden, Denmark, and Finland

Erixon, Fredrik; Guinea, Oscar; Pandya, Dyuti; Sharma, … - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015614853

Debtor protection and health insurance : evidence from personal bankruptcy reform

Barbieri, Paolo Nicola; Bottazzi, Laura; Di Giacomo, … - 2026

We investigate how the use of bankruptcy as an implicit health insurance varies across households, focusing on heterogeneity by asset holdings, race, marital status, and educational attainment. Using a difference-in-differences design based on the 2005 bankruptcy reform, we find that the reform...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015586920

Financial literacy and consumer protection in the Cambodian microfinance sector

Samreth, Sovannroeun; Aiba, Daiju; Men, Pheakdey - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015625112

Financial technology as a tool to enhance financial consumer protection and reduce defaults on personal loans : to achieve financial inclusion and sustainable development in Jordan

AlBataineh, AbdelKarim - 2026

Financial technology (FT) has been credited for supporting sustainable development and financial inclusion. However, issues such as balancing innovation with consumer protection and the challenges of loan default have emerged as significant concerns in this context. The study aimed to test the...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015626644

Consumer Finance Risk Monitor 2026

2026

Consumers of financial products and services face a complex and dynamic financial landscape, characterised by a wide range of opportunities and risks. Drawing on original data from 60 countries and economies worldwide, this second edition of the Consumer Finance Risk Monitor examines issues,...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015630146

Regulating third-party litigation funding? : weighing the arguments in the light of extant EU consumer protection safeguards

Morell, Alexander; Schellenberg, Daniel - 2026

This paper cautions against the use of consumer protection as a Trojan horse for broader regulation of third-party litigation funding (TPLF) in the EU. The EU already operates a uniform consumer protection framework that prevents adverse outcomes for consumers across the board, including legal...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015639039

The consumer welfare standard and the protect competition standard : a comparison and assessment

Glick, Mark A.; Lozada, Gabriel A.; Bush, Darren - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015639808

Institutionalizing explainability in credit scoring

Bauer, Kevin; Franke, Lucia; Gill, Andrej; … - 2026

Machine learning credit scoring expands the informational frontier of retail lending, particularly for thin file borrowers, yet it also erodes the practical meaning of disclosure duties that anchor consumer protection and prudential oversight. The central financial implication is that...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015640482

Optimal intermediary contracts

Arjmandi, Nabi; Gu, Chao; Haslag, Joseph H.; Wang, Yajie - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015641817

The economic burden of the revised Product Liability Directive on EU and non-EU countries

Erixon, Fredrik; Guinea, Oscar; Lamprecht, Philipp; … - 2026

Any manufacturer or innovator - whether headquartered in Munich, San Francisco, Zurich, or Mumbai - that places a product on the European market will soon face a spike in liability risk under the revised EU Product Liability Directive (PLD). Introduced as a consumer protection measure, the...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015644254

Regulatory and compliance issues in AI-driven financial services

Nahidi, Narmin - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015651226

Regulatory options to address food e-commerce in national legislation : policy and legal challenges

Lattanzi, Amina; Bullon, Carmen; Viinikainen, Teemu - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015636207

Competition and consumer policy in digital markets

2026

Digital markets have profoundly transformed the way consumers interact with businesses, offering new opportunities for innovative goods and services, greater choice, and enhanced convenience. These evolving dynamics create new challenges for both competition and consumer protection authorities,...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015665114

A bibliometric analysis of digital financial literacy and its role in reducing online financial fraud in the European Union

Maina, Carol Wangari; Bashokoh, Mahdi Imani; … - 2026

The rapid digitalization of financial services in the European Union (EU) has not only enhanced convenience and inclusion but also increased exposure to sophisticated online financial fraud. Digital financial literacy (DFL) is widely promoted as a key tool for empowering consumers and reducing...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015591423

Werte und Recht : Umwelt- und Verbraucherschutz im demokratischen Rechtsstaat : Festschrift für Tobias Brönneke

2026 - Ausgabe: November 2025

In dieser Festschrift vereinen sich in harmonischem Mehrklang der Disziplinen Menschen mit ihren Beiträgen aus unterschiedlichsten Fachgebieten und mit unterschiedlichsten Hintergründen. Die vorliegende Festschrift zeigt damit auch den Facettenreichtum der Interessen- und Aktivitätsgebiete...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015591467

Protecting Consumers from Financial Scams and Frauds

2026

With the rapid development and adoption of digital financial products, services and distribution channels, many countries are experiencing a significant increase in the frequency and complexity of financial scams and frauds targeting consumers. This report aims to understand the drivers of...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015677091

Causal evidence of antitrust damages in the car manufacturers' cartel in Spain

Jiménez, Juan Luis; García-Galindo, Carmen; Ordóñez … - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10016083377

Firm prominence and price framing

Chioveanu, Ioana; Gu, Yiquan; Wenzel, Tobias - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10016071167

Abandonware: computer says "No" : making consumer rights work in digital Markets : requested by the IMCO committee

Loos, M. B. M. - 2026

Goods with digital elements, digital content or digital services often can only function properly if and for as long as the hardware and software properly interact with the network or services operated by either the seller or supplier of the digital content or the digital services (hereinafter:...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10016087965

From big data to big justice : AI and automation in EU consumer collective redress

Karim, Martin - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10016084989

Strengthening consumer law and policy in Australia : a rights-based approach to consumer protection

Hansen, Lee - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10016085059

AI consumer protection and the robot lawyer : policy optionality in the FTC's DoNotPay case

Weinstein, Stuart - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10016084934

Platform liability, product safety and optimal pricing

Dawid, Herbert; Mühlheußer, Gerd - 2026

Should platforms be held legally responsible for harm caused by products or services offered by third-party sellers? We address this question in a novel setting in which product safety (the likelihood of accidents) is determined by third-party sellers, while the consumer price is set by a...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10016093098

The impact of increased mass litigation in Europe

Erixon, Fredrik; Guinea, Oscar; Pandya, Dyuti; Sharma, … - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015323640

Wie verändert Trump II den Verbraucherschutz in den USA - und was sind die Folgen?

Kesler, Reinhold; Rasch, Alexander - 2025

Unter der neuen US-Regierung zeichnet sich ein Wandel im Verbraucherschutz ab. Der Fokus liegt auf Marktmechanismen und dem Abbau regulatorischer Vorgaben. Eine mögliche Folge sind intransparente Preismodelle. Studien zeigen, dass diese Verbraucher:innen systematisch zu höheren Ausgaben...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015371358

EU food law and ultra-processed food markets : safety from what and for whom?

Zokaityte, Asta - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015333205

Privacy regulations, consumer empowerment, and versioning

Choe, Chongwoo; Cong, Jiajia; Matsushima, Noriaki; … - 2025

Privacy regulations like the General Data Protection Regulation aim to empower consumers with greater transparency and control over their personal data. In response, firms may exercise price discrimination in the form of versioning. This paper studies how these two aspects of privacy regulation...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015339880

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Privacy regulations, consumer empowerment, and versioning

Choe, Chongwoo; Cong, Jiajia; Matsushima, Noriaki; … - 2025

Book / Working Paper

Brazil - Scoping Note on Reassessing and Updating Brazil's Financial Consumer Protection Regime

2025

This document highlights major advancements in financial inclusion, especially with the PIX payment system. However, financial consumers are increasingly at risk from fraud, scams, over-indebtedness, and mis-sold bundled insurance products. It calls for a structured approach to reforming the...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015198123

Emerging trends and challenges in consumer product safety : technical and statistical report

2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015326225

Datenportal

2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015422919

Automated credit limit increases and consumer welfare

Bord, Vitaly; Kovacs, Agnes; Moran, Patrick - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015547288

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Automated credit limit increases and consumer welfare

Bord, Vitaly M.; Kovacs, Agnes; Moran, Patrick - 2025

Book / Working Paper

Hooked on apps : governance by responsible interactive behavioral design : a field study

Timko, Christina; Ostrode, Nicholas; Roos, Michael W. M. - 2025

Smartphone apps deliberately apply behavioral design, including algorithms sensing human behavior and personalized design elements affecting it. Untransparent behavioral design exploits an information asymmetry between app vendors and consumers and can lead to negative effects on consumers such...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015451320

The safety gate rapid alert system in 2024 : new rules to improve product safety and empower consumers in the EU

2025

In 2024, the Safety Gate Rapid Alert System surpassed all previous records in protecting consumers from dangerous products. The system recorded a record-high 4,137 alerts, almost doubling the notifications since 2022 and confirming an upward trend from the previous year. The Commission...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015453039

The legal aspects of consumer protection in cross-border e-commerce

Targański, Bartosz - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015461361

Cancel the deal? : an experimental study on the exploitation of irrational consumers

Cappelen, Alexander W.; Meissner, Stefan; Tungodden, Bertil - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015446298

Effects of financial consumer protection on brand love and brand advocacy

Chow, Matthew Yau Choi; Ho, Shirie Pui Shan - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015446641

Commitments made by Michael McGrath Commissioner for Democracy, Justice, the Rule of Law and Consumer Protection

2025

The Commissioner-designate made a number of commitments in his written and oral responses. These are highlighted in this document, which has been produced to support Parliament's scrutiny of the Commission over the course of the 2024-2029 term, including through the Committees' annual structured...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015428027

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Commitments made by Michael McGrath Commissioner for Democracy, Justice, the Rule of Law and Consumer Protection

2025

Book / Working Paper

Enforcing consumer rights to combat greenwashing

2025

Tackling greenwashing is an issue where human rights, consumer rights and climate goals align. Companies use greenwashing to convince people to buy products that are not always as environmentally friendly as they claim to be. They mislead consumers and harm the environment. This report shows how...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015428516

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Enforcing consumer rights to combat greenwashing

2025

Book / Working Paper

Opinion on safety of silver (CAS/EC No. 7440-22-4/231-131-3) used in cosmetic products

2025

In light of the data provided and taking under consideration the classification as toxic for reproduction Cat. 2, the SCCS considers micron-sized particulate Silver not safe at concentrations up to 0.2 % in rinse-off and 0.3 % in leave-on cosmetic products when used alone or in combination....

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015430985

Is it really unreal? : a two-theory approach on the impact of deepfakes technology on the protection motivation of consumers

Pramod, Dhanya; Patil, Kanchan Pranay; Bharathi, S. … - 2025

This study examined the impact of deepfakes on consumer protection behaviour and psychosocial responses, focusing on threats and coping appraisals in deepfake marketing. The study applied a two-theory framework combining the Theory of Planned Behavior and the Protection Motivation Theory. Data...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015608015

Analyzing the effectiveness of financial consumer protection acts : a comparison of Korea, the United Kingdom, and Japan

Son, Kwanseol - 2025

Financial Consumer Protection Acts represent a crucial legal framework aimed at addressing the increasing complexity of financial markets and the growing number of damages incurred by financial consumers. Following the United Kingdom's initial enactment of such legislation, similar frameworks...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015597292

Governing flexibility : trust, time and agency in automated demand-side flexibility

Poulter, Helen; Brisbois, Marie Claire - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015552344

Frontiers: the intended and unintended consequences of privacy regulation for consumer marketing

Dubé, Jean-Pierre; Lynch, John G.; Bergemann, Dirk; … - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015552585

Expert's recommendations in product choices : information provision, conflicts of interest, and consumer protection among U.S. kidney disease patients

Roshangarzadeh, Reza; Kim, TI Tongil; Shahrokhi … - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015552604

Consumer protection in economies with limited attention

Heidhues, Paul; Johnen, Johannes; Kőszegi, Botond - 2025

We investigate the effects of consumer-protection regulations limiting post-purchase harm when there are many markets and consumers have limited attention to examine prices or product features. Such regulation lowers the attention necessary for valuable purchases, which can allow a consumer to...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015556394

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Consumer protection in economies with limited attention

Heidhues, Paul; Johnen, Johannes; Kőszegi, Botond - 2024

Book / Working Paper

Beyond the courtroom : exploring consumers' trust and usage of ADR in financial dispute resolution

Lin, Yu-Cheng; Liu, Yiling - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015556528

Behavioural study on the transparency of price reductions, supporting the capacity building of consumer protection enforcement authorities : final report

2025 - 1st edition

This study's objective is to test the impact of misleading price reduction presentation practices on consumer choices. Key findings - The mapping of methods in which e-commerce platforms present discounts identified that price reductions were displayed in ways which are likely to confuse or...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015520842

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Behavioural study on the transparency of price reductions, supporting the capacity building of consumer protection enforcement authorities : final report

2025 - 1st edition

Edition: 1st edition

Book / Working Paper