Search Results - subject_exact:"Consumer protection"

Debtor protection and health insurance : evidence from personal bankruptcy reform

Barbieri, Paolo Nicola; Bottazzi, Laura; Di Giacomo, … - 2026

We investigate how the use of bankruptcy as an implicit health insurance varies across households, focusing on heterogeneity by asset holdings, race, marital status, and educational attainment. Using a difference-in-differences design based on the 2005 bankruptcy reform, we find that the reform...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015586920

A bibliometric analysis of digital financial literacy and its role in reducing online financial fraud in the European Union

Wangari Maina, Carol; Imani Bashokoh, Mahdi; … - 2026

The rapid digitalization of financial services in the European Union (EU) has not only enhanced convenience and inclusion but also increased exposure to sophisticated online financial fraud. Digital financial literacy (DFL) is widely promoted as a key tool for empowering consumers and reducing...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015591423

Regulating third-party litigation funding? : weighing the arguments in the light of extant EU consumer protection safeguards

Morell, Alexander; Schellenberg, Daniel - 2026

This paper cautions against the use of consumer protection as a Trojan horse for broader regulation of third-party litigation funding (TPLF) in the EU. The EU already operates a uniform consumer protection framework that prevents adverse outcomes for consumers across the board, including legal...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015639039

Regulatory options to address food e-commerce in national legislation : policy and legal challenges

Lattanzi, Amina; Bullon, Carmen; Viinikainen, Teemu - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015636207

Hooked on apps : governance by responsible interactive behavioral design : a field study

Timko, Christina; Ostrode, Nicholas; Roos, Michael W. M. - 2025

Smartphone apps deliberately apply behavioral design, including algorithms sensing human behavior and personalized design elements affecting it. Untransparent behavioral design exploits an information asymmetry between app vendors and consumers and can lead to negative effects on consumers such...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015451320

Cancel the deal? : an experimental study on the exploitation of irrational consumers

Cappelen, Alexander W.; Meissner, Stefan; Tungodden, Bertil - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015446298

Frontiers: the intended and unintended consequences of privacy regulation for consumer marketing

Dubé, Jean-Pierre; Lynch, John G.; Bergemann, Dirk; … - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015552585

Expert's recommendations in product choices : information provision, conflicts of interest, and consumer protection among U.S. kidney disease patients

Roshangarzadeh, Reza; Kim, TI Tongil; Shahrokhi … - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015552604

Consumer protection in economies with limited attention

Heidhues, Paul; Johnen, Johannes; Kőszegi, Botond - 2025

We investigate the effects of consumer-protection regulations limiting post-purchase harm when there are many markets and consumers have limited attention to examine prices or product features. Such regulation lowers the attention necessary for valuable purchases, which can allow a consumer to...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015556394

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Consumer protection in economies with limited attention

Heidhues, Paul; Johnen, Johannes; Kőszegi, Botond - 2024

Book / Working Paper

Regulating the mind : neuromarketing, neural data and stakeholder trust under California's CCPA

Goncalves, Marcus; Dangelo, Debra - 2025

This study investigates how neuromarketing practices intersect with consumer privacy regulation in California, with particular attention to the 2024 Senate Bill 1223 (SB 1223), which amends the CCPA/CPRA to explicitly define "neural data." By examining corporate strategies and regulatory...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015534443

Hidden consequences of consumer protection on the financial market : regulation-introduced bias

Šindelář, Jiří; Budinský, Petr - 2024

This paper deals with the problem of how the risk perception among retail customers is affected by the consumer protection regulation on the financial market. Through a questionnaire survey, we have measured the effect of selected consumer protection measures on banking or investment decisions...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015054101

Report on national framework for consumer dispute resolution in cross-border e-commerce in Thailand

2024

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014488981

Consumer dispute resolution in the world

2024

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014514728

Microfinance : an overview

Meki, Muhammad; Quinn, Simon - 2024

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014526409

Banks' interest margins after the interest rate turnaround : windfall profits and policy measures aimed at bank resilience and consumer welfare

Budde, Philipp; Neuberger, Doris - 2024

The European Central Bank's interest rate hikes since July 2022 have been passed on to customers by banks on credit markets to a much greater extent than on deposit markets. As a result, banks' net interest margins have risen extraordinarily sharply. An analysis of the interest rate pass-through...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015393739

Biased voluntary nutri-score labeling

Schnedler, Wendelin; Vigano, Antonia - 2024

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015053637

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Biased voluntary nutri-score labeling

Schnedler, Wendelin; Vigano, Antonia - 2024

Book / Working Paper

The role of behavioural economics and neurofinance in financial consumer protection policy

Antenucci, Diletta; Franceschi, Francesco; Repaci, Gioia - 2024

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015183128

Debtor Protection and Health Insurance: Evidence From Personal Bankruptcy Reform

Barbieri, Paolo Nicola; Bottazzi, Laura; Di Giacomo, … - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015615991

Regulating third-party litigation funding? Weighing the arguments in the light of extant EU consumer protection safeguards

Morell, Alexander; Schellenberg, Daniel - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015641642

Consumer consent regulation

Strausz, Roland - 2026

Consumer consent regulation is the cornerstone of modern data privacy regulation such as the European GDPR and the Californian CCPA. By ensuring that consumers can reject any harmful data collection, the regulation seems an effective tool for protecting consumers against price discrimination. By...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015618327

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Consumer consent regulation

Strausz, Ronald - 2024

Book / Working Paper

Navigating the dual realities of digital finance in Indonesia : assessing sustainable strategies for access and consumer protection since 2016

Suleiman, Ajisatria - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015549188

Vision for the future of financial consumer protection in LMICs

Garz, Seth; Mazer, Rafael; Blackmon, William - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015549194

Consumer protection in the age of AI : transposing the new EU Product Liability Directive in Sweden, Denmark, and Finland

Erixon, Fredrik; Guinea, Oscar; Pandya, Dyuti; Sharma, … - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015614853

Werte und Recht : Umwelt- und Verbraucherschutz im demokratischen Rechtsstaat : Festschrift für Tobias Brönneke

2026 - Ausgabe: November 2025

In dieser Festschrift vereinen sich in harmonischem Mehrklang der Disziplinen Menschen mit ihren Beiträgen aus unterschiedlichsten Fachgebieten und mit unterschiedlichsten Hintergründen. Die vorliegende Festschrift zeigt damit auch den Facettenreichtum der Interessen- und Aktivitätsgebiete...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015591467

Financial literacy and consumer protection in the Cambodian microfinance sector

Samreth, Sovannroeun; Aiba, Daiju; Men, Pheakdey - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015625112

Financial technology as a tool to enhance financial consumer protection and reduce defaults on personal loans : to achieve financial inclusion and sustainable development in Jordan

AlBataineh, AbdelKarim - 2026

Financial technology (FT) has been credited for supporting sustainable development and financial inclusion. However, issues such as balancing innovation with consumer protection and the challenges of loan default have emerged as significant concerns in this context. The study aimed to test the...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015626644

Consumer Finance Risk Monitor 2026

2026

Consumers of financial products and services face a complex and dynamic financial landscape, characterised by a wide range of opportunities and risks. Drawing on original data from 60 countries and economies worldwide, this second edition of the Consumer Finance Risk Monitor examines issues,...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015630146

The consumer welfare standard and the protect competition standard : a comparison and assessment

Glick, Mark A.; Lozada, Gabriel A.; Bush, Darren - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015639808

Institutionalizing explainability in credit scoring

Bauer, Kevin; Franke, Lucia; Gill, Andrej; … - 2026

Machine learning credit scoring expands the informational frontier of retail lending, particularly for thin file borrowers, yet it also erodes the practical meaning of disclosure duties that anchor consumer protection and prudential oversight. The central financial implication is that...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015640482

Optimal intermediary contracts

Arjmandi, Nabi; Gu, Chao; Haslag, Joseph H.; Wang, Yajie - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015641817

The economic burden of the revised Product Liability Directive on EU and non-EU countries

Erixon, Fredrik; Guinea, Oscar; Lamprecht, Philipp; … - 2026

Any manufacturer or innovator - whether headquartered in Munich, San Francisco, Zurich, or Mumbai - that places a product on the European market will soon face a spike in liability risk under the revised EU Product Liability Directive (PLD). Introduced as a consumer protection measure, the...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015644254

Regulatory and compliance issues in AI-driven financial services

Nahidi, Narmin - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015651226

Competition and consumer policy in digital markets

2026

Digital markets have profoundly transformed the way consumers interact with businesses, offering new opportunities for innovative goods and services, greater choice, and enhanced convenience. These evolving dynamics create new challenges for both competition and consumer protection authorities,...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015665114

Can you spot a scam? : measuring and improving scam identification ability

Kubilay, Elif; Raiber, Eva; Spantig, Lisa; Cahlíková, Jana - 2023

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014463884

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Can you spot a scam? : measuring and improving scam identification ability

Kubilay, Elif; Raiber, Eva; Spantig, Lisa; Cahlíková, Jana - 2023

Book / Working Paper

Can you spot a scam? : measuring and improving scam identification ability

Kubilay, Elif; Raiber, Eva; Spantig, Lisa; Cahlíková, Jana - 2023

Book / Working Paper

Disclosure in incentivized reviews : does it protect consumers?

Park, Sungsik; Shin, Woochoel; Xie, Jinhong - 2023

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014435450

Law and economics of the withdrawal right in eu consumer law

Karampatzos, Antonios; Ilić, Nikola - 2023

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014438884

Correlates of responding to and becoming victimized by fraud : examining risk factors by scam type

DeLiema, Marguerite; Li, Yiting; Mottola, Gary - 2023

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014250680

Competition and consumer protection policies for sustainability

2023

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014375322

Stock market reactions to US Consumer Product Safety Commission enforcement actions

Rashid Ameer; Othman, Radiah - 2023

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014375373

Exploring consumer detriment in immersive gaming technologies

Hyde, R.; Cartwright, Peter - 2023

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014422460

How much influencer marketing is undisclosed? : evidence from Twitter

Ershov, Daniel; He, Yanting; Seiler, Stephan - 2023

We quantify the prevalence of undisclosed influencer posts on Twitter across a large set of brands based on a unique data set of over 100 million posts. We develop a novel method to detect undisclosed influencer posts and find that 96% of influencer posts are not disclosed as such. Despite...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10014422653

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How much influencer marketing is undisclosed? : evidence from twitter

Ershov, Daniel; He, Yanting; Seiler, Stephan - 2023

Book / Working Paper

Celsius clawbacks against EU consumers: A real-world test of EU law on online consumer contracts

Kiškis, Mindaugas - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015444073

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Celsius clawbacks against EU consumers : a real-world test of EU law on online consumer contracts

Kiškis, Mindaugas - 2025

Article

The impact of increased mass litigation in Europe

Erixon, Fredrik; Guinea, Oscar; Pandya, Dyuti; Sharma, … - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015361403

Hooked on apps: Governance by responsible interactive behavioral design - A field study

Timko, Christina; Ostrode, Nicholas; Roos, Michael W. M. - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015454073

Consumer protection in economies with limited attention

Heidhues, Paul; Johnen, Johannes; Kőszegi, Botond - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015574929

The impact of increased mass litigation in Europe

Erixon, Fredrik; Guinea, Oscar; Pandya, Dyuti; Sharma, … - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015323640

Wie verändert Trump II den Verbraucherschutz in den USA - und was sind die Folgen?

Kesler, Reinhold; Rasch, Alexander - 2025

Unter der neuen US-Regierung zeichnet sich ein Wandel im Verbraucherschutz ab. Der Fokus liegt auf Marktmechanismen und dem Abbau regulatorischer Vorgaben. Eine mögliche Folge sind intransparente Preismodelle. Studien zeigen, dass diese Verbraucher:innen systematisch zu höheren Ausgaben...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015371358

EU food law and ultra-processed food markets : safety from what and for whom?

Zokaityte, Asta - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015333205

Privacy regulations, consumer empowerment, and versioning

Choe, Chongwoo; Cong, Jiajia; Matsushima, Noriaki; … - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015401004

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Privacy regulations, consumer empowerment, and versioning

Choe, Chongwoo; Cong, Jiajia; Matsushima, Noriaki; … - 2025

Book / Working Paper

Brazil - Scoping Note on Reassessing and Updating Brazil's Financial Consumer Protection Regime

2025

This document highlights major advancements in financial inclusion, especially with the PIX payment system. However, financial consumers are increasingly at risk from fraud, scams, over-indebtedness, and mis-sold bundled insurance products. It calls for a structured approach to reforming the...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015198123