Search Results - subject_exact:"Data security"

AI, security, and trust in the digital wallet : evidence from current Romanian FinTech users

Bodorin, Bianca-Eugenia; Ciobanu, Eliza - 2026

The digitalization of finance has accelerated the diffusion of FinTech and raised new questions about how AI, data security and blockchain shape consumer behaviour. This article examines current FinTech users, focusing on mobile banking, security perceptions, AI-enabled personalisation and trust...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015591110

Corporate cybersecurity risk and data breaches : a systematic review of empirical research

Liu, Chelsea; Babar, Muhammad Ali - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015667522

Behavioral intention to adopt FinTech services : a comparative study between digital immigrants and digital natives in Pakistan

Saleem, Muhammad; Haliyana Khalid; Shoaib, Haneen Mohammad - 2025

This study aims to investigate the key factors influencing the adoption of financial technology among digital immigrants and natives by extending the diffusion of innovation theory. A convenience sampling technique was employed to collect data from 160 digital immigrants and 193 digital natives,...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015448057

Optimising data management systems for SME scalability in South Africa : a vendor perspective

Gaaje, Neo N.; Ogundaini, Oluwamayowa O.; Mlitwa, … - 2025

Purpose: The purpose of this study was to investigate how optimised data management systems (DMS) can enhance the scalability of small and medium enterprises (SMEs) in South Africa from a vendor perspective. Design/methodology/approach: A qualitative case study was employed, focusing on a...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015596916

Personal data security and stock crash risk : evidence from China's cybersecurity law

Song, Ziwei - 2024

Using China's Cybersecurity Law (CSL) as an exogenous shock, I examine how personal data security affects stock crash risk. I find that the stock crash risk of treatment firms (which collect personal data) significantly decreases after the CSL, and such decrease is larger when firms face greater...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015133963

Data security and privacy concerns of AI-driven marketing in the context of economics and business field : an exploration into possible solutions

Alhitmi, Hitmi Khalifa; Mardiah, Alin; Al-Sulaiti, Khalid; … - 2024

Interest in artificial intelligence (AI) is widespread across several industries, such as marketing, but worries about its ethical and legal consequences are increasing. This article examines concerns regarding data security and privacy in AI-powered marketing and discusses possible remedies....

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015446639

Extraction-by-design : auditing infrastructures of datafication in babytracking apps

Pybus, Jennifer; Matheson, Katrina Nicole; … - 2026

Millions of parents across Europe use mobile baby-tracking applications. These digital aides generate intimate data sets by accessing sensitive information about (un)born babies, pregnancies, and family caregiving routines. Crucially, the tracking infrastructures embedded in these apps enable...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015618114

Cyber security in terms of ensuring the digital transformation of European economies : empirical evidence

Hyk, Vasyl; Vysochan, Oleh; Vysochan, Olha - 2026

The development of information technologies actualizes the issue of ensuring information and cyber security, while the main problem can be considered the lack of a clear understanding of the key role of cyber security in strengthening the national security of the state. The purpose of the...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015654683

Cybersecurity needs secure software : how policymakers can hold software vendors accountable - and why they should

Paulus, Alexandra - 2026

Cybersecurity incidents cause harm - for example, when adversarial states paralyse critical infrastructure or steal sensitive data. Many such incidents are only possible because many software products have known vulnerabilities. Software vendors could fix these, but they have little incentive to...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015654966

Financial inclusion and cybersecurity : the role of governance in conflict states in Africa

Samme-Nlar, Tomslin; Djamen, Boris Landry - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015549202

What if ether goes to zero? : how market risk becomes infrastructure risk in crypto

Biancotti, Claudia - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015562270

From regulation to realisation secure processing environment for the European Health Data Space

Tauscher, Fabian; Kari, Arthur; Gersch, Martin - 2026

This thesis operationalises the European Health Data Space (EHDS) notion of a Secure Processing Environment (SPE) by translating technology-neutral regulatory obligations into implementable and testable platform requirements. Following a Design Science Research approach, it introduces a...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015609672

The paradox of cyber risk controls : an empirical analysis of readiness and protection inefficiencies in Thailand's financial sector

Sringam, Artid; Wuttidittachotti, Pongpisit - 2026

As Thailand's financial sector accelerates its digital transformation, cybersecurity has transitioned from a mere technical support function to a strategic imperative that governs operational risk and financial stability. This study empirically examines the efficacy of cyber risk controls and...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015611403

Blockchain technology and maritime logistics : a systematic literature review

Muñoz-Sánchez, Christian; Menéndez-García, Jesica; … - 2026

Background: Blockchain has been extensively discussed for enhancing transparency, traceability, and trust in general; however, there is fragmented empirical evidence available with respect to this issue within maritime logistics. The objective is to integrate and categorize peer-reviewed...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015611771

Good Practices in Cyber Risk Regulation and Supervision

Gaidosch, Tamas - 2026

The paper synthesizes global experiences and key lessons in the regulation and supervision of cyber risk in the financial sector. It draws on the IMF’s financial stability surveillance and technical assistance work. It underscores the increasing frequency and complexity of cyber threats. These...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015612952

Systemic cyber risk

Baker, Steven D.; Lee, Michael Junho - 2026

We propose a quantitative framework to track systemic risk arising from cyber vulnerabilities of the U.S. financial system. Synthesizing financial, economic, cyber, and network data that covers thousands of financial institutions and technological firms, we develop an index that tracks...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015614725

Detecting cyber fraud in banking transactions via machine learning techniques : implications for financial stability

Konsta, Lamprini; Dimitriou, Dimitrios; Papathanasiou, … - 2026

This study empirically investigates the performance of Elastic Machine Learning, an industrial, unsupervised anomaly detection tool, in the identification of fraudulent behavior in banking transactions. Using AI-generated datasets that were designed to simulate realistic banking environments,...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015628409

Adaptive credit card fraud detection : reinforcement learning agents vs. anomaly detection techniques

Mekhlouf, Houda Ben; Moussaid, Abdellatif; Ghanimi, Fadoua - 2026

Credit card fraud detection remains a critical challenge for financial institutions, particularly due to extreme class imbalance and the continuously evolving nature of fraudulent behavior. This study investigates two complementary approaches: anomaly detection based on multivariate normal...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015628709

Key factors shaping collaborative cyber resilience in SMEs through open innovation

Bahmanova, Alona; Lace, Natalja - 2026

This study examines how collaborative open innovation mechanisms can enhance cyber resilience in small and medium-sized enterprises (SMEs) operating under increasing digital risk and resource constraints. Employing a mixed-method research design, the study integrates a systematic literature...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015639591

Disciplining digital risk : evidence from cyber stress tests

Abidi, Nordine; Gambacorta, Leonardo; Kok Sørensen, … - 2026

Investment in cybersecurity in an interconnected banking system has public-good properties: positive externalities can generate systemic underinvestment. Using confidential supervisory data from the European Central Bank, we first identify "laggard" European banks that underinvest relative to...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015640959

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Disciplining digital risk : evidence from cyber stress tests

Abidi, Nordine; Gambacorta, Leonardo; Kok Sørensen, … - 2026

Book / Working Paper

Designing the digital euro : privacy and security through blockchain design

Mooij, Annelieke - 2026

"This pioneering book examines the legal, economic, and technological foundations of the proposed digital euro, and explores the potential design of an EU Central Bank Digital Currency (CBDC). Annelieke A.M. Mooij provides insights into the suggested legal framework behind the digital euro, as...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015641305

Do CEO attributes matter in the nexus between board composition and cybersecurity risk disclosure? : evidence from South African firms

Ojeyinka, Titus Ayobami; Ajide, Folorunsho M.; … - 2026

In recent years, regulatory authorities, shareholders, managers, and governance bodies have been more aware of the growing wave of cyber threats and information security breaches and their effects on business operations. Cybersecurity risk disclosure has been recognized as a critical governance...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015643945

Cybercrime and socioeconomic realities : perpetrators’ perspectives from Ghana

Barnor, Jonathan Nii; Ansong, Eric; Boateng, Sheena Lovia - 2026

This study, grounded in Rational Choice Theory, explores the strategies and decision-making processes of online romance fraud perpetrators in Ghana. Using a qualitative approach, thirteen individuals involved in such fraud were interviewed through purposive and snowball sampling. Data were...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015643957

Cybersecurity in Ports : Shifting from Risk to Resilience

2026

Ports represent critical nodes in global trade and increasingly digitalized infrastructure. This report examines the growing cybersecurity risks ports face. Drawing on a global survey of 109 port stakeholders, in-depth expert interviews, and desk-based research, it provides a comprehensive...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015656087

Cybersecurity risk and robo-advisory

Virk, Nader; Al-Khalidi, Mohammed - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015651240

Gender dynamics and banks' performance : does cybersecurity disclosure matter?$devidence from Jordan

Shehadeh, Maha; Arabiat, Omar; Alshurafat, Hashem; … - 2026

Purpose: Rapid bank digitisation has heightened cybersecurity risks and increased stakeholder expectations for transparent cyber risk governance and disclosure. However, research on whether women's board involvement enhances financial success varies and depends on the context, particularly...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015652112

Cyber risk stress testing for banks

Baudino, Patrizia - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015633760

A cybersecurity risk analysis framework for systems with artificial intelligence components

Camacho, J. M.; Couce-Vieira, A.; Arroyo, D.; Insua, D. R. - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015482795

The cyber risk of non-financial firms

Columba, Francesco; Cugliari, Manuel; Orlandi, Marco; … - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015575068

CyRISK : a capital shortfall measure of cyber risk in the financial system

Eling, Martin; Häusle, Niklas; Irresberger, Felix; … - 2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015665616

Towards international coherence of cybersecurity regulations

2026

This policy paper provides an overview of the growing fragmentation of cybersecurity regulations across jurisdictions. It examines the main factors driving this fragmentation and outlines its consequences for both governments and businesses, including higher compliance costs, resource diversion...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015665099

Empowering defenders : AI for cybersecurity

2026

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015667968

The impact of Cyber Supply Chain Risk Management on Supply Chain 4.0

Sassi, Abdellah; Ben Ali, Mohamed; Oullada, Oumaima; … - 2026

Cyber Supply Chain Risk Management (CSCRM) is a novel risk management approach with Cyber Security (CS) being its crucial component. In the age of digitalization, CS has become a major concern worldwide. This study investigates the influence of CSCRM on Supply Chain 4.0 (SC 4.0) using a causal...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015667470

Behavioral intention to adopt FinTech services: A comparative study between digital immigrants and digital natives in Pakistan

Saleem, Muhammad; Shoaib, Haneen Mohammad; Almaslukh, … - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015453538

An investigation into how data privacy and data security concerns affect consumer trust within sharing economy platforms in South Africa : a case of e-hailing platforms

Hattingh, Marié; Motiang, Koketso - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015618076

In privacy we trust : the effect of privacy regulations on data sharing behavior

Demirci, Ozge; Israeli, Ayelet; Ascarza, Eva - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015440910

Systemic cyber risk in the financial sector : can network analysis assist in identifying vulnerabilities and improving resilience?

Panetta, Ida Claudia; Leo, Sabrina - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015101835

The systemic importance of cyber risk in banks

Birindelli, Giuliana; Iannuzzi, Antonia Patrizia - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015101887

A Smart optimization model for reliable signal detection in financial markets using ELM and blockchain technology

Kumar, Deepak; Pawar, Priyanka Pramod; Addula, Santosh Reddy - 2025

This study proposes a novel approach to improve the reliability of trading signals for gold market prediction by integrating technical analysis indicators, Moving Averages (MAs), MACD, and Ichimoku Cloud, with a Particle Swarm-Optimized Extreme Learning Machine (PSO-ELM). Traditional time-series...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015548924

Quantum computing and cybersecurity in accounting and finance in the post-quantum world : challenges and opportunities for securing accounting and finance systems

Shadan, Huma Habib; Islam, Sardar M. N. - 2025

Quantum technology is significantly transforming businesses, organisations, and information systems. It will have a significant impact on accounting and finance, particularly in the context of cybersecurity. It presents both opportunities and risks in maintaining confidentiality and protecting...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015548961

Cybersecurity of hospitals and healthcare providers

2025

Digitalisation of health services brings many benefits to patients, including electronic health records, telemedicine, and AI-driven diagnostics. However, healthcare is one of the most targeted sectors by cyber and ransomware attacks. To better protect its healthcare systems and create a safer...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015323916

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Cybersecurity of hospitals and healthcare providers

2025

Book / Working Paper

Heraclius : a Byzantine fault tolerant database system with potential for modern payments systems

Lovejoy, James; Gollamudi, Tarakaram; Kassis, Jeremy; … - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015271455

Cybercrime on the Ethereum blockchain

Hornuf, Lars; Momtaz, Paul P.; Nam, Rachel J.; Yuan, Ye - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015558619

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Cybercrime on the Ethereum blockchain

Hornuf, Lars; Momtaz, Paul P.; Nam, Rachel J.; Yuan, Ye - 2025

Book / Working Paper

Cybercrime on the ethereum blockchain

Hornuf, Lars; Momtaz, Paul P.; Nam, Rachel J.; Yuan, Ye - 2023

Book / Working Paper

Cybercrime on the Ethereum Blockchain

Hornuf, Lars; Momtaz, Paul P.; Nam, Rachel J.; Yuan, Ye - 2023

Book / Working Paper

Cybercrime on the Ethereum Blockchain

Hornuf, Lars; Momtaz, Paul P.; Nam, Rachel J.; Yuan, Ye - 2023

Book / Working Paper

Blockchain for quality : advancing security, efficiency, and transparency in financial systems

Kukman, Tomaž; Gričar, Sergej - 2025

This article delves into the transformative impact of blockchain technology on enhancing transaction quality and efficiency. Since the emergence of blockchain alongside Bitcoin in 2008, its decentralised and transparent nature has significantly improved transaction speed, security, and cost...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015332194

The damocles sword of cyber attacks : a call for information systems security

Hering, Frederik; Hinz, Oliver; Pfeiffer, Jella; Aalst, … - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015333513

The impact of cyber governance quality on dividend policy in mitigating cybersecurity breaches

Al-Mohareb, Manar - 2025

This study investigates the relationship between cyber risks and dividend policy, as well as how boards, as a governance mechanism, affect the dividend policy under cyber risk. This study collected firm-level financing, corporate governance, and control variables from the Bloomberg database...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015334574

Auditors' intention to use blockchain technology and TAM3 : the moderating role of age

Hamadeh, Amir Hasan; Nouraldeen, Rasha Mohammad; … - 2025

The purpose of this study is to examine the effect of the two determinants of the technology acceptance model (TAM3), perceived ease of use (PEOU), and perceived usefulness (PU) on auditors' intention to adopt and use blockchain technology (BT) in Lebanon. This study also aims to investigate the...

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015337363

Key drivers of cybersecurity audit effectiveness : a neo-institutional perspective

Vuko, Tina; Slapničar, Sergeja; Čular, Marko; … - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015337400

At the cybersecurity frontier : key strategies and persistent challenges for business leaders

Balzano, Marco; Marzi, Giacomo - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015337617

Attention to detail and cyber skill : associated beyond general intelligence in cyber-soldier conscripts

Albinsson, Pär-Anders; Lif, Patrik - 2025

Persistent link: https://www.econbiz.de, ebvufind01.dmz1.zbw.eu/10015338456