Search Results - subject_exact:"Datenschutzrecht"

Privacy by design for public digital money

Summer, Martin - 2026

As central banks explore issuing digital currencies for public use, a critical design challenge is how to protect the privacy of the granular data trails digital payments leave behind. While privacy is widely recognised as a goal, policy debates often frame it as a trade-off with crime...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015617422

Election research in the age of regulated data access under the EU Digital Services Act

Darius, Philipp; Breuer, Johannes; Kruschinski, Simon; … - 2026

Political debates, campaigns, and advertising increasingly take place on online platforms. However, research on election communication has been significantly hampered as formerly accessible data sources have been withdrawn or commercialised. With the implementation of the EU Digital Services Act...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015618099

Extraction-by-design : auditing infrastructures of datafication in babytracking apps

Pybus, Jennifer; Matheson, Katrina Nicole; … - 2026

Millions of parents across Europe use mobile baby-tracking applications. These digital aides generate intimate data sets by accessing sensitive information about (un)born babies, pregnancies, and family caregiving routines. Crucially, the tracking infrastructures embedded in these apps enable...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015618114

Consumer consent regulation

Strausz, Roland - 2026

Consumer consent regulation is the cornerstone of modern data privacy regulation such as the European GDPR and the Californian CCPA. By ensuring that consumers can reject any harmful data collection, the regulation seems an effective tool for protecting consumers against price discrimination. By...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015618327

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Consumer consent regulation

Strausz, Ronald - 2024

Book / Working Paper

Generative AI for surveys on payment apps : AI views on privacy and technology

Takahashi, Koji; Park, Joon Suk - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015613800

Data value and data governance

Savona, Maria - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015613963

Privacy in search markets

Marstaller, Laurenz - 2026

Heterogeneous search costs enable price discrimination, which I study in the canonical Wolinsky (1986) sequential search setting. Firms observe a public signal of a consumer's search cost before posting a personalized price. The welfare effects of search-cost-based price discrimination depend on...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015589702

Perceived personal and societal data harms shape users' data control preferences

Gagrčin, Emilija; Toth, Roland; Schaetz, Nadja; Naab, … - 2026

Platformisation and the growing adoption of AI-driven systems have intensified pervasive data extraction and appropriation that bring distinct harms for both individuals and societies at large. Yet, little is known about how distinct harm perceptions shape citizens' preferences for different...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015591564

Clash between law power and code power : the case of Norway vs. Meta

Spilker, Hendrik Storstein; Reppen, Maria - 2026

In this article, we analyse the controversies leading up to and following Meta's introduction of the infamous "pay or okay model" for Facebook and Instagram users in the European Union/European Economic Area (EU/EEA) region. In particular, we focus on the central role of the Norwegian data...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015607278

Institutionalizing explainability in credit scoring

Bauer, Kevin; Franke, Lucia; Gill, Andrej; … - 2026

Machine learning credit scoring expands the informational frontier of retail lending, particularly for thin file borrowers, yet it also erodes the practical meaning of disclosure duties that anchor consumer protection and prudential oversight. The central financial implication is that...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015640482

Designing the digital euro : privacy and security through blockchain design

Mooij, Annelieke - 2026

"This pioneering book examines the legal, economic, and technological foundations of the proposed digital euro, and explores the potential design of an EU Central Bank Digital Currency (CBDC). Annelieke A.M. Mooij provides insights into the suggested legal framework behind the digital euro, as...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015641305

Building a globally competitive and ethically sound infrastructure for synthetic data

Ajaykumar, Shravishtha - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015641947

The app economy : making sense of platform power in the age of AI

Kollnig, Konrad - 2026

Available open access digitally under CC-BY-NC-ND licence. Mobile apps have transformed how we live, work and connect – but at what cost? This book examines the immense power Apple and Google wield over society, arising from their control of app stores as well as mobile operating systems and...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015644089

The copyright trap

Guinea, Oscar; Pandya, Dyuti; Sharma, Vanika - 2026

The current debate on EU copyright law and AI training must move beyond the creative sector to include the wider European economy. While the rights of creators are legitimate and must be protected, the rules governing data use for AI models have far-reaching economic consequences. At its core,...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015644247

Shifting battlegrounds : corporate political activity in the EU general data protection regulation

Ocelík, Václav; Kolk, Ans; Irion, Kristina - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015656215

AI in personalized financial decision-making

Nahidi, Narmin - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015651191

The digital trade data heist : trade agreement limits on data transfer and storage regulation could undercut data governance

Rangel, Daniel; Vipra, Jai; Wallach, Lori - 2026

Governments worldwide are increasingly regulating how data is collected, transferred and stored to advance public interest objectives, including privacy, national security, taxation of the digital economy, and competition in the emerging artificial intelligence (AI) field. However, recent...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015652082

Plädoyer für eine stärkere Berücksichtigung des Datenschutzes in der ESG-Dimension

Avdimetaj, Valona; Loomans, Dirk; Zerres, Thomas - 2026 - [Korrigierte Fassung: Mai 2026]

Die Problemstellung, die diesem neuen Arbeitspapier zugrunde liegt, ist die Kritik an der bisherigen Etablierung des Datenschutzes in der ESG-Dimension und die Berücksichtigung dessen in dem ESG-Score, welcher eine grundlegende Orientierung für Investitionsentscheidungen von ESG-Anlegern...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015652496

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Plädoyer für eine stärkere Berücksichtigung des Datenschutzes in der ESG-Dimension

Avdimetaj, Valona; Loomans, Dirk; Zerres, Thomas - 2022

Book / Working Paper

Demand for privacy from the U.S. government : evidence from the census income question

Cullen, Zoë B.; Nicholas, Tom - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015635294

Europeans should be allowed to trade personal data

Heidhues, Paul; Jacobson, Nick; Monti, Giorgio; Scott … - 2026

The European debate over personal data trading has become trapped between two unworkable extremes: the status quo of allowing platforms unfettered access to user data, or making data sharing so difficult it is effectively banned. Neither position serves consumers' interests. Personal data...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015636733

À la recherche des origines: réguler les tests génétiques en accès libre

2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015636904

PayTech on BigTech platforms

Chiu, Jonathan; Koeppl, Thorsten V. - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015559038

Digital trade regulatory review for the Pacific, 2025 : ESCAP-ECA-ECLAC Initiative on Digital Trade Regulatory Integration

2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015667241

Digital trade regulatory review for North and Central Asia, 2025 : ESCAP-ECA-ECLAC Initiative on Digital Trade Regulatory Integration

2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015667245

Human trust in AI : evidence from experimental economics

Irlenbusch, Bernd - 2026

Artificial intelligence increasingly shapes economic decisions, yet its value depends on whether humans rely on it appropriately. This survey selectively reviews experimental economic evidence (2020 - 2026) on trust in AI, with a focus on privacy, transparency, accountability, fairness, and...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015654943

Can we protect time series data while maintaining accurate forecasts?

Bale, Cameron D.; Schneider, Matthew J.; Lee, Jinwook - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015668076

Corporate cybersecurity risk and data breaches : a systematic review of empirical research

Liu, Chelsea; Babar, Muhammad Ali - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015667522

Data externalities, market power, and the optimal design of central bank digital currencies

Cheng, Yuteng; Chiu, Jonathan; Davoodalhosseini, Seyed … - 2026 - Last updated: June 18, 2026

We study the optimal design of a central bank digital currency (CBDC) in an economy where private payment service providers (PSPs) collect and monetize transaction data and may have market power. Payments data create social benefits through law enforcement and monitoring but also impose privacy...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015670709

Privacy and cybersecurity issues facing the metaverse : an analysis of technological and institutional factors

Kshetri, Nir - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015676161

Big data, small answers : how the DSA Transparency Database falls short of its regulatory objectives

Groesch, Samuel; Birrer, Alena; Just, Natascha Katharina; … - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015675936

The impact of platform-level privacy policies on users' privacy concerns : evidence from Apple App Tracking Transparency via a dynamic difference-in-difference analysis

Nam, Sangjun; Kwon, Young-Sun - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015677271

Enabling the EU's digital Sovereignty : a Europe-level quantum internet as the key infrastructure for a European digital polity

Calzati, Stefano; Nikiforova, Anastasija; Travagnin, Martino - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015677330

General Data Protection Regulation (GDPR) and cross-border M&A by Chinese E-commerce firms

Sun, Aining; Wadud, I. K. M. Mokhtarul - 2026

The General Data Protection Regulation (GDPR), adopted by the European Union in 2018, aims to enhance consumer trust and market efficiency by strengthening data protection. The concurrent stringent compliance requirements raise operational costs and could reshape competition by favoring larger...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10016059575

From procedures to peril : towards risk transparency in information privacy for users

Ebert, Nico; Fischer-Hübner, Simone; Human, Soheil; … - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015677214

Building digital bonds : the impact of AI-driven personalization on customer experience and AI relationship quality

Munandar, Dadang; Narimawati, Umi; Nusa, Inta Budi Setia; … - 2026

This study aims to examine the impact of AI-driven personalization on AI-enabled customer experience and perceived AI relationship quality. It further investigates the mediating roles of trust in AI and perceived personal relevance, as well as the moderating effects of privacy concern and...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015677215

Synthetic data terminology in official statistics

Turner, Rosanne J.; Stoel, Reinoud; Wolf, Peter-Paul de - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10016060740

Is data privacy a losing game? : evidence from Apple's App Tracking Transparency (ATT) policy

Duch-Brown, Néstor; Genakos, Christos; Lyu, Yuan - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10016070695

Data breach notification laws and the cost of private debt

Agarwal, Nishant; Agarwal, Swetha; Chatterjee, Chandrani - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10016064268

Who adopts generative AI? : financial digital engagement, the age divide and trust as a barrier : evidence from Spanish household microdata

Giner-Pérez, José-Miguel - 2026

Background: Generative artificial intelligence (GenAI) is diffusing among consumers at exceptional speed, yet little is known about how its adoption relates to households' prior engagement with digital financial services, or about the barriers associated with non-adoption. Methods: Using...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10016064390

Why so many coins? : examining the demand for privacy-preserving cryptocurrencies

Ibikunle, Gbenga; Mollica, Vito; Sun, Qiao - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10016064421

Trust, privacy, and adoption : a global policy framework for central bank digital currencies

Ahmad, Alam - 2026

Central Bank Digital Currencies (CBDCs) have transitioned from theoretical concepts to operational realities across multiple jurisdictions. While they promise improved payment efficiency and financial inclusion, public trust, privacy, and user adoption have emerged as the critical determinants...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10016062629

Transparency by design : a narrative synthesis of AI disclosure, explainability, and trust in consumer-facing FinTech

Balaskas, Stefanos - 2026

Artificial intelligence is increasingly embedded in consumer-facing FinTech, but trust in AI-enabled finance depends not only on performance, but also on whether users can understand and appropriately evaluate algorithmic outputs. This review synthesizes research on AI disclosure,...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10016064246

Increasing SMEs' awareness for cybersecurity and data protection

Lee, Chang-Tsun; Marchi, Matteo de; Francalanza, Emanuel; … - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10016082718

Verifiable official statistics : a blockchain-based approach

Rusev, Mario; Schmidt, Rafael; Lambe, Edward; … - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10016083781

Personalized but valued? : how AI-driven advertising shapes perceived trust and purchase intention : a cross-national comparison

Dia, Soha; Harb, Hadi; Khreis, Malak; Taskiran, Meliha … - 2026

AI-driven personalization has become a defining feature of digital advertising, yet whether it drives purchase intention directly or depends on other underlying mechanisms remains insufficiently understood, particularly in under-studied emerging markets. This study investigates how perceived...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10016073364

Neither privacy nor competition? : the economics of "freely given consent" in Article 5(2) DMA

Färber, Nina Lena; Hey, Florian - 2026

Article 5(2) of the Digital Markets Act (DMA) prohibits gatekeepers from combining personal data across core platform services unless end users consent within the meaning of the General Data Protection Regulation (GDPR). This paper argues that importing the GDPR's consent standard into a...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10016082105

Financial digital twins and conversational AI in robo-advisory : evidence from a scenario-based randomized experiment

Bonelli, Marco I. - 2026

Robo-advisors have expanded access to automated investment services, but many platforms continue to rely on relatively static onboarding procedures and limited forms of user interaction. This study examines how participants with investment experience respond to two next-generation robo-advisory...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10016064400

Deep learning in financial fraud detection : innovations, challenges, and applications

Chen, Yisong; Zhao, Chuqing; Nie, Chuanhao - 2026

This study presents a systematic literature review of 108 peer-reviewed publications (2019-2024) on the application of deep learning (DL) to financial fraud detection. It examines advances in model architectures, such as convolutional neural networks, long short-term memory networks,...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10016084107

Consumer privacy and neuromarketing : ethical implications and legal frameworks in California

Goncalves, Marcus; Dangelo, Debra - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015616737

Regulating privacy policies on digital platforms

Bisceglia, Michele; Bonatti, Alessandro; Scott Morton, Fiona - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015616774

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Regulating privacy policies on digital platforms

Bisceglia, Michele; Bonatti, Alessandro; Scott Morton, Fiona - 2025

Book / Working Paper