Die Entscheidungsfindung wird für Verbraucher immer komplexer. Die Frage nach einer effizienten und effektiven Verbraucherpolitik stellt sich damit dringender denn je: Wie können Konsumenten gestärkt werden, ohne die Anbieter und die Angebotsvielfalt zu sehr einzuschränken? Das Menschenbild...

Verbraucherschützer fordern häufig mehr Regulierungen, strengere Kontrollen und härtere Strafen bei Verstößen gegen die Verbraucherrechte. Doch sind Anbieter tatsächlich nur auf ihren Eigennutz bedacht und nutzen jede Möglichkeit der Selbstbereicherung aus? Anlässlich des...

Occupational licensing is intended to protect consumers. Whether it does so is an important, but unanswered, question. Exploiting variation across states and municipalities in the timing and details of midwifery laws introduced during the period 1900-1940, and using a rich data set that we...

Using a comprehensive panel dataset on U.S. households, we study the effects of the 2005 Bankruptcy Abuse Prevention and Consumer Protection Act (BAPCPA), the most substantive reform of personal bankruptcy in the United States since the Bankruptcy Reform Act of 1978. The 2005 legislation...

A large literature has analyzed pricing inefficiencies in health insurance markets due to adverse selection, typically assuming informed, active consumers on the demand side of the market. However, recent evidence suggests that many consumers have information frictions that lead to suboptimal...

Consumer protection and financial literacy are essential pillars of a well functioning and stable financial system. As the global financial crisis demonstrated, inadequate attention to consumer protection and financial literacy can lead to financial instability. Though Shari'ah principles...

Competition and consumer protection -- The economics of information -- Information and market power -- Agreements on information -- Exclusion by information -- "Confusopoly" and information asymmetries -- Privacy as an information product -- Information and intellectual property -- Restraint of...

Where we are now -- What consumers want -- Lessons learned on ebay -- The business case for resolutions -- Bringing consumer advocacy online -- Ethical considerations -- Envisioning a global redress system -- The design: newhandshake.org -- How it could succeed and how it could fail -- Case...

Contributing to the literature on the consequences of behavioral biases for market outcomes and institutional design, we contrast producer liability and minimum quality standard regulation as alternative means of social control of product-related torts when consumers are heterogeneously...

Stiftung Warentest is one of the most important consumer protection organisations in Germany, empowering consumers to protect themselves. For their Test Magazine’s December 2013 issue, they, inter alia, tested hazelnut chocolate. Ritter Sport’s hazelnut chocolate was given a failing grade....

This paper will examine legal and marketing implications of certain Internet technological developments impacting competition and consumer protection in cyberspace. The paper will explore to what extent antitrust and consumer protection laws are adequate to deal with the challenges to a...

Strategic delegation to an independent regulator with a pure consumer standard improves dynamic regulation by mitigating ratchet effects associated with short term contracting. A pure consumer standard alleviates the regulator's myopic temptation to raise output after learning the firm is...

SWD-Schlagwörter: Versicherung, Versicherungsvermittler, Verbraucherschutz, Haftung, Ökonomische Theorie des Rechts. - Freie Schlagwörter (Englisch): Insurance, Intermediary, Consumer Protection, Liability, Law and Economics

Since 2007, all insurance intermediaries face negligence liability that is supposed to reallocate risks and set economic incentives. Nonetheless, further measures are taken to improve consumer protection. So, the question arises does the liability rule influence the agents behavior, or not, and...