The digitalisation of the economy with data as the new critical resource is a technological revolution which requires an adaptation of the legal framework for markets and the economy. This paper analyzes the privacy concerns in the digital economy from an economics perspective. What can we learn...

India's financial inclusion agenda has witnessed a paradigm shift over the last decade, away from an emphasis on credit to a more comprehensive approach toward financial services (e.g., opening bank accounts and offering basic financial products, such as insurance). This paper describes the...

Dodd-Frank, the US financial reform law passed in response to the 2008 financial crisis, established the Consumer Financial Protection Bureau (CFPB), a new federal regulator with the sole responsibility of protecting consumers from unfair, deceptive, or abusive practices. This decision marked...

Occupational licensing is intended to protect consumers. Whether it does so is an important, but unanswered, question. Exploiting variation across states and municipalities in the timing and details of midwifery laws introduced during the period 1900-1940, and using a rich data set that we...

Die Entscheidungsfindung wird für Verbraucher immer komplexer. Die Frage nach einer effizienten und effektiven Verbraucherpolitik stellt sich damit dringender denn je: Wie können Konsumenten gestärkt werden, ohne die Anbieter und die Angebotsvielfalt zu sehr einzuschränken? Das Menschenbild...

Verbraucherschützer fordern häufig mehr Regulierungen, strengere Kontrollen und härtere Strafen bei Verstößen gegen die Verbraucherrechte. Doch sind Anbieter tatsächlich nur auf ihren Eigennutz bedacht und nutzen jede Möglichkeit der Selbstbereicherung aus? Anlässlich des...

Dieser Artikel dokumentiert ein Interview zur Drogenpolitik. Erläutert werden die innen- und außenpolitischen Folgen der Prohibitionspolitik. Im Zentrum steht das Argument, dass Schwarzmärkte keinen Verbraucherschutz gewährleisten.

The rich canvas of EU consumer law : an introduction -- Regulation of unfair commercial practices -- Pre-contractual information duties and the right of withdrawal -- Unfair contract terms -- Consumer sales -- Consumer and mortgage credit -- Product liability and safety -- EU consumer access to...

Lending in the shadow of the law -- From loan sharks to licensed lenders -- New threats to an old deal -- Bringing sales finance under law -- The problem of the food freezer plan -- Due process in debt collection -- Financial federalism -- Epilogue: The new "loan sharks

"This book provides a broad research perspective on latest trends of consumerism, its effect and implications from developing country perspective. It aims to explore the opportunities and challenges that are associated with the changes in the world pertaining increased number of pollution and...

Cities in crisis -- The life of a pill -- An age-old problem -- Of mice and cats -- Unaware, unable or unwilling? -- Crime and punishment -- Trust and mistrust -- The disconnected citizens -- The technological fix? -- The ivory trade

This book analyzes the whole path to justice: from the decision to enter the path to justice until justice is achieved and applies a mixed-methods approach using quantitative and qualitative data. It deliberately takes the consumer’s perspective and, beyond the scope of existing studies, does...

A large literature has analyzed pricing inefficiencies in health insurance markets due to adverse selection, typically assuming informed, active consumers on the demand side of the market. However, recent evidence suggests that many consumers have information frictions that lead to suboptimal...

Using a comprehensive panel dataset on U.S. households, we study the effects of the 2005 Bankruptcy Abuse Prevention and Consumer Protection Act (BAPCPA), the most substantive reform of personal bankruptcy in the United States since the Bankruptcy Reform Act of 1978. The 2005 legislation...