Search Results - subject_exact:"Financial education"

Digital financial literacy and hyperbolic discounting : evidence from Japanese investors

Shiiku, Asahi; Otchere-Appiah, Gideon; Khan, Mostafa … - 2026

This study investigates the relationship between digital financial literacy (DFL) and hyperbolic discounting among 104,993 active securities account holders in Japan. As digital financial services expand rapidly, individuals increasingly require not only traditional financial knowledge but also...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015639085

Learning by doing: how a real access to credit products influence people's financial knowledge in Colombia

Morales-Neira, Camilo; Camacho-Murillo, Andrés - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015611706

The devil is in the details : state-mandated personal finance education and financial well-being

Collins, J. Michael; Urban, Carly - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015553766

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The devil is in the details : state-mandated personal finance education and financial well-being

Collins, J. Michael; Urban, Carly - 2025

Book / Working Paper

Financial education and micro-business performance : mediating role of financial inclusion in the digital age of micro-business in the capital of Peru

Lozano-Taricuarima, Jorge; García-Salirrosas, … - 2026

Economic challenges are a latent reality in emerging economies such as Peru, and the growth capacity of entrepreneurs depends largely on certain factors, such as education and financial inclusion. To delve deeper into these factors, this study aims to analyze the association between...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015653768

From theory to debt decisions : evidence on financial literacy among university students

Kovalova, Erika; Durana, Pavol; Zvarikova, Katarina; … - 2026

Financial literacy represents a fundamental competence in contemporary knowledge-based economies, particularly in the context of increasingly complex corporate financing instruments. Insufficient financial literacy may lead to suboptimal debt decisions, inefficient capital structures, and...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015633099

Financial education mandates and financial wellbeing of young adults : examining financial capability factors as mediators

Fan, Lu; Zeng, Yingying - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015374642

The relationship between financial education in young adults and financial literacy : a review of the literature in Canada and the United States

Adesina, Folasade; Carnaghan, Carla; Smith, James - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015332183

Retirement readiness in the baltics : the roles of financial literacy, product ownership, and advisory confidence

Rupeika-Apoga, Ramona; Priede, Janis - 2025

This study examined the relationships between financial literacy, financial product ownership, confidence in financial advisers, and confidence in retirement readiness across Estonia, Latvia, and Lithuania. By using data from the Flash Eurobarometer 525 survey (March 2022) and applying...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015334541

Exploring the effects of financial knowledge on better decision-making in SMEs

González-Prida, Vicente; Pariona-Amaya, Diana; … - 2025

The knowledge on financial management highly matters as it assists the microentrepreneurs in the making of right and sustainable business decisions. This research seeks to examine the effects of financial literacy on microenterprise decision-making in order to improve rational decision-making in...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015193090

What is the educational cost of mandating personal finance education?

Urban, Carly - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015463810

Digital financial literacy and anxiety about life after 65 : evidence from a large-scale survey analysis of Japanese investors

Amarsanaa, Jargalmaa; Trinh Xuan Thi Nguyen; Kuramoto, Yu; … - 2025

In the context of Japan's rapidly aging population, people's anxiety about life after 65, especially regarding financial sustainability, has become a growing concern. This study examines old age anxiety through the lens of digital financial literacy (DFL), which can significantly impact people's...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015467397

Necessity entrepreneurship, financial literacy and business performance: evidence from an international survey

Koch, Melanie; Langiulli, Marco - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015461849

When financial awareness meets reality : financial literacy and Gen Z's entrepreneurship interest

Kicova, Eva; Michulek, Jakub; Ponisciakova, Olga; … - 2025

Financial literacy is a key competence for responsible decision-making and entrepreneurial readiness. This study looks at how Generation Z's entrepreneurial participation is impacted by objective, subjective, and calibrated FL. The alignment of perceived and actual knowledge or calibration is...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015462939

Experiential financial education : assessing the effectiveness of a Banca d'Italia museum exhibition

Andreucci, Valentina Maria; D'Ignazio, Alessio; Festa, … - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015461918

The need for financial education in the face of the social media and cryptocurrency phenomenon

Gomez, Sonia Martin; Bartolomé Muñoz de Luna, Angel - 2025

Purpose - is to provide evidence of how social networks act as an indispensable channel in the cryptocurrency phenomenon and its public perception, analysing the context in which it occurs, as well as the patterns followed and the most commonly used channels. Research methodology - this article...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015444656

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The need for financial education in the face of the social media and cryptocurrency phenomenon

Gomez, Sonia Martin - 2025

Article

The complementary effects of financial education and payday lending regulations on financial inclusion

Routh, Aditi; Urban, Carly - 2025 - Updated November 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015556813

Utilizing experiential learning techniques in a financial planning program : allowing students to learn from themselves

Fraser, Steve P. - 2025

We describe and provide several illustrations of experiential learning activities used in an introductory financial planning class as part of a CFP Board Registered Program. Examples include Awareness and Interview Exercises where students are afforded the opportunity to learn and receive course...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015607647

Determinants of the actual financial knowledge : multivariate logistic regression

Siminică, Marian; Zaharia, Alina; Lădaru, Georgiana-Raluca - 2025

This study aims to investigate the actual financial knowledge of different groups of Romanian adults, based on a survey conducted by the Institute of Financial Studies in 2023. The novelty of the paper consists in the use of logistic regression technique to measure the impact of independent...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015620598