Search Results - subject_exact:"Financial product"

The equity market implications of the retail investment boom

Beck, Philippe van der; Cohen, Cameron; Jaunin, Coralie - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015618239

Innovative Financing for Inclusive Credit Fintechs in Africa

Kruijff, David; Sotiriou, Alexander - 2026

This Focus Note explores innovative financing strategies for reaching inclusive credit fintechs in Africa, particularly those targeting underserved micro and small enterprises (MSEs). These fintechs have the potential to address the estimated US$ 4.9 trillion global credit gap for MSEs. However,...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015597411

Sustainability and financial innovation : the emerging role of Fintech for Good (F4G)

Lentini, Alessandro; Munteanu, Daniela Elena - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015589908

Disentangling the "shadow banking" metaphor

Labat Moles, Héctor - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015604801

The role of financial innovation and Industry 4.0 in decarbonizing resource-intensive industries through threshold effects

Khan, Arshad Ahmad; Khan, Sufyan Ullah; Ali, Muhammad … - 2026

This study examines the role of science and technology finance (S&TF) and Industry 4.0 innovations in promoting sustainable transformation in China's copper mining industry, with a focus on reducing carbon emissions. Using panel data from 30 Chinese provinces spanning 2011 to 2020, we apply...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015607641

Do financial innovation and financial deepening promote economic growth in sub-Saharan Africa?

Elsharif, Mohamed Sharif Bashir; Elamin, Ahlam … - 2026

In this paper, we analyze the impacts of financial innovation and financial deepening on the economic growth of 14 sub-Saharan African (SSA) countries from 1995 to 2023. The autoregressive distributed lag (ARDL) approach and error correction model (ECM) were used to assess short- and long-run...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015626044

Tech triumph or literacy lapse? : the intersecting narratives of financial inclusion efficiency, sustainable development goals, and technology

Singh, Saumya; Rajput, Aditi; Gopalkrishnan, Santosh; … - 2026

The goal of inclusive development places financial inclusion at the forefront of sovereign development policies, particularly in economies that are investing in digital technologies. Despite the world's progression towards technology, there is minimal empirical evidence of how efficient these...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015626628

Comparative analysis of stablecoin architectural features in fragmented regulatory environments

Vlasov, Andrej Vasil'evič; Egorov, Andrej Jur'evič; … - 2026

Amidst the escalating geopolitical fragmentation of the global financial system, divergent stablecoin architectures are emerging. This study employs Qualitative Comparative Analysis (QCA) and introduces a formalized 'Geopolitical Stablecoin' (GPSC) model to conduct a systematic comparison of...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015628479

Tokenized gold in crypto markets : tracking accuracy and portfolio performance

Ashfaq, Muhammad; Pfeifer, Maximilian; Gürpinar, Tan; … - 2026

This paper examines the relationship between traditional gold (XAU) and its tokenized counterparts (PAXG and XAUT), providing an empirical assessment of how digital representations of real-world assets align with their underlying benchmarks. Using multi-year time series data, the study evaluates...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015628496

Consumer Finance Risk Monitor 2026

2026

Consumers of financial products and services face a complex and dynamic financial landscape, characterised by a wide range of opportunities and risks. Drawing on original data from 60 countries and economies worldwide, this second edition of the Consumer Finance Risk Monitor examines issues,...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015630146

Complementarities between loan sales and standby letters of credit : a theoretical model

Gargalas, Vassilios N.; Corzo, Mario G. - 2026

In their traditional function, commercial banks engage in recourse loan sales while evaluating clients' creditworthiness and assuming risk. However, banks face regulatory constraints that prevent them from fully exploiting this activity. Loan sales with recourse are treated as deposits, and...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015639896

Macroeconomic fragility effects of financial innovation : behavioral and decentralized finance and artificial intelligence

Papadimitriou, Dimitri Basil - 2026

There seems to be a building consensus of global uncertainty and instability. This can be observed not only from surveys, the media, and country reports, but in the recent speeches by members of the Federal Reserve Board of Governors. The Fed speeches focus on financial stability, not the usual...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015644054

The sustainability payoff of AI : revisiting TFP in corporate and societal performance

Jian, Wenze; Lu, Hang; Yang, Zimo; Zhong, Zoe Ziqi - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015647115

The rise of robo-advisory in FinTech

Nahidi, Narmin; Zarifis, Alex; Yarovaya, Larisa - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015651175

Digital payments and economic performance : evidence from Italy

Ardizzi, Guerino; Lippi Boncambi, Niccolò; Demma, Cristina - 2026

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015637431

Breaking the pollution cycle : green energy transition, financial innovation, and climate resilience in Türkiye

Musah, Mohammed Mansa; Mensah, Isaac Adjei; Appiah, Thomas - 2026

Türkiye's rapid economic development has heightened environmental degradation, underscoring the need for a green energy transition supported by sustainable financial innovation. This study investigates how financial innovation moderates the relationship between green energy and environmental...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015670574

State-issued stablecoins and financial stability : regulatory fragmentation and risks for the U.S. banking system

Caresana, Andrea - 2026

Recent US stablecoin legislation has introduced a significant shift in American monetary federalism by permitting state-issued stablecoins under a federal exemption regime. This article examines whether state-level experimentation in digital currencies enhances financial innovation or risks...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10016070027

How distributed ledger technologies transform capital markets and impact venture capital : a conceptual model

Frankl, Andreas; Köppl-Turyna, Monika - 2026

Introduction: While existing literature suggests that distributed ledger technologies will significantly transform capital markets, research has not yet examined how resulting changes in capital market conditions affect venture capital. Thus, this paper addresses this gap by analyzing the impact...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015673405

Mergers and acquisitions : analyzing global FinTech and RegTech trends over the period 2008-2025

Seitanidis, Panagiotis; Aggelopoulos, Eleftherios; … - 2026

This paper examines the factors associated with valuation patterns in FinTech and RegTech mergers and acquisitions (M&A) using a global sample of 3739 completed transactions sourced from S&P Global Market Intelligence from 2008 to 2025. We develop and empirically validate an integrated...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10016064291

Stablecoin and Bitcoin as macro-financial instruments : evidence from the Brazilian digital asset market

Carvalho, Rubens Moura de; Viana, Cledilson - 2026

This study examines whether stablecoin and Bitcoin transaction volumes in Brazil are associated with domestic macroeconomic conditions. Using monthly data from August 2019 to December 2025, the analysis compares the association of domestic economic activity, proxied by the IBCBr, and the BRLUSD...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10016064397

How do ESG and innovation strategies affect bank performance and risk stability? : panel evidence from Taiwan's banking industry

Liu, Ting-Kun - 2026

Sustainable finance, digital financial innovation, and green innovation have become central strategic pressures in banking, yet their joint effects on bank performance and risk remain insufficiently understood. This study develops an integrated ESG-innovation framework and examines quarterly...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10016064035

Digital financial innovation and sustainable development : cross-countries analysis and ESG risks management

Kuzmina, Jekaterina; Mavļutova, Inese; Verdenhofs, Atis; … - 2026

This study assesses how a country's digitalization impacts sustainability indicators as measured by unmonitored environmental, social and governance (ESG) risks, which serve as a proxy for the development of financial technology (FinTech). The study employs a cross-country approach using data...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10016064181

Agentic Artificial Intelligence in financial and banking operations : a comprehensive review

Al-Hchemi, Laith Haleem - 2026

The purpose of the study was to review of academic and industry literature, with the goal of clarifying the concept of agentic Artificial Intelligence, explaining its architectural workings, and exploring its applications in the financial and banking sectors. The rising use of Artificial...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10016062073

Digital payment channels and fintech performance in Kosovo : an econometric analysis using HAC-GMM

Kryeziu, Nexhat; Durguti, Esat Ali - 2026

This research paper analyzes the impact of digital payment channels on fintech performance in Kosovo using monthly data from the Central Bank of Kosovo for the period 2018-2024. The analysis covers several key categories of financial transactions, specifically Credit Transfers in Paper Form...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10016093301

Greener on the other side? : mapping China’s overseas co-financing and financial innovation

Chen, Yunnan; Emery, Teal - 2025

China's global development finance is undergoing a major transformation. As domestic reforms and borrower debt risks rise, Chinese financial institutions are shifting how they finance projects abroad-especially in Africa, where they've long played a major role. This report explores how China is...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015371641

Feed-back effect or crowding-out effect : the influence of financialization on the main business performance of real enterprises

Zheng, Di; Yang, Guang; Lei, Lei; Li, Pinghua - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015330747

Financial innovation can hamper the sustainable economic growth : a tale of two emerging economies

Qayyum, Arslan; Arslan, Aniqa; Malik, Arsalan Haneef; … - 2025

This study compares the sustainability of financial innovation, development, and economic growth in India and China, considering macro-economic factors like globalization, inflation, and monetary policies. It addresses the impact of financial development on sustainable economic growth by...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015358525

Beyond compliance : embedding impact through innovative finance

Alvarez von Gustedt, Alejandro; Briaud, Patrick; Imm, … - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015329048

Reorientation, innovation and the global architecture for financing for food security and nutrition : background paper for The State of Food Security and Nutrition in the World 2024

Zoubek, Sarah; Lateef, Asma; Carrasco Azzini, Giovanni; … - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015416576

The nexus between financial innovation, sustainable finance, and financial literacy for sustainable development of developing countries : a systematic literature review

Nabbanja, Tilda; Ozdamli, Fezile - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015417893

Examining the role of artificial intelligence, financial innovation, and green energy transition in enhancing environmental quality

Majeed, Abdul; Xie, Yuantao; Gao, Chongyan; Min Du, Anna; … - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015455595

Banking transformation through FinTech and the integration of artificial intelligence in payments

Manta, Otilia; Vasile, Valentina; Rusu, Elena - 2025

In the context of rapid advancements in financial technologies and the evolving demand of the digital economy, this study explores the transformative impact of FinTech and artificial intelligence (AI) on the banking sector, with a particular focus on payment systems. By examining innovative...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015432725

Forecasting returns & volume of cryptocurrencies by using search engines

Nasir, Muhammad Ali; Toan Luu Duc Huynh; Sang Phu Nguyen; … - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015433278

Does financial innovation lead to technological innovation? : evidence from foreign exchange derivatives

Dimitrova, Lora; Eswar, Sapnoti K. - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015436798

Sustainability-linked bonds research : a bibliometric and content analysis review

Machado, Clarisse Heck; Sousa, Miguel; Branco, Manuel … - 2025

One of the most significant recent developments in the debt financing sector pertains to new products and standards applicable to sustainability-related issues. Therefore, research on this has increased substantially. One of the most recent such developments is that of sustainability-linked...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015436933

Financial innovation and agricultural Investment : drivers of sustainable growth in China's rural economy with regional variations

Yang, Yingxu; Wang, Zhiling; Luo, Rong - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015461326

The dynamic interplay between oil rents, financial innovation, and economic growth in opec countries : evidence from a structural VAR approach

Oyasor, Emmanuel Imuede - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015564586

Customer data access and fintech entry : early evidence from open banking

Babina, Tania; Bahaj, Saleem; Buchak, Greg; De Marco, … - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015567811

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Customer data access and fintech entry : early evidence from open banking

Babina, Tania; Bahaj, Saleem; Buchak, Greg; De Marco, … - 2024

Book / Working Paper

Unraveling the role of data sharing in open finance diffusion : an evolutionary game approach on complex networks

Chen, Dongqing; Ma, Chaoqun; Zhang, Liwei; Li, Lijie - 2025

Data sharing has become a transformative force in the global financial ecosystem, driving the evolution from open banking to open finance. In this study, we develop a diffusion model using evolutionary game theory on complex networks to explore how data sharing influences lenders' micro-level...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015614017

Crypto assets in Austria : robust evidence from HFCS wave 5 on ownership, motives and portfolio implications

Fessler, Pirmin; Weber, Beat - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015615495

Perceptions of banks' fair value estimates in different investor protection environments

Lantto, Anna-Maija; Mäki, Juha - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015592353

Bridging finance, innovation and sustainability : inclusive supply chain financing model for Uganda's coffee sector

Najjuma, Roselyn; Battisti, Giuliana - 2025

Access to finance is crucial for achieving sustainability goals, especially for poor and developing countries in the global south. However, traditional financial instruments often fall short to support the desired goals. This study explores the potential of a new modality of financing that...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015596648

New financial frontiers in housing : innovation, accessibility, and tokenization in emerging markets

Vergara-Perucich, Francisco; Aguirre Núñez, Carlos - 2025

This paper examines how housing tokenization is discursively framed in Chile's digital public sphere, assessing whether it promotes affordability or reinforces financialization. Using a methodology that combines natural language processing, topic modeling, sentiment analysis, and semantic...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015596673

G20 TechSprint: retrospective report : accelerating the future of finance through innovative technologies

2025

This report provides a retrospective of the six G20 TechSprint editions spanning from 2020-2025. To support this retrospective, a survey was conducted among G20 TechSprint winners to capture their experiences, insights and observations. Their feedback provides valuable perspectives on how the...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015551651

Free banking stablecoins

Petratos, Pythagoras; Baugus, Brian Dwight - 2025

Monetary policy and central banks faced significant challenges in recent decades, like the Great Recession and the 2008-2009 financial crisis, and the Global Inflation Surge of 2021-2022. The introduction of blockchain technology triggered major financial innovations. Nevertheless, the adoption...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015553078

Green infrastructure in developing economies : a unique target for risk reduction and financial investment

Lavitt, Tate; Sargeant, Holli - 2025

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015553284

China's transition to sustainable transport assessing the impact of financial innovation, patent innovation, and bioenergy : evidence from an innovative time-frequency analysis

Ali, Kishwar; Zhang, Qingyu; Khan, Muhammad Kamran; … - 2025

The recent surge in global financial and patent innovations and rising CO2 emissions in the global energy sector have drawn significant attention to China's transportation industry. This study examines how financial innovations (FINI), patent innovations (PTIN), and bioenergy (BIOE) affect CO2...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015557814

Financial product prioritization for small-scale wind turbine projects : a novel fuzzy hybrid methodology

Yüksel, Serhat; Eti, Serkan; Dinçer, Hasan; Gökalp, … - 2025

Small-scale wind turbines are essential energy sources for hospitals because they have several advantages, such as lower maintenance costs and the possibility of customization. However, small-scale wind energy projects often have high capital requirements. Many factors affect the performance of...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015557815

Financial integration and economic growth : impact of renewable energy investments, technology transfer, and climate change on Europe and central Asian economies

Nassani, Abdelmohsen A.; Imran, Muhammad; Khan, Shiraz; … - 2025

Financial integration plays an important role in fostering global economic growth. Energy demand, technology transfer, sustainable production, and climate change have emerged as key drivers of sustainable development. This study explores the influence of financial integration, bolstered by...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015557934

Microfinance for change : how financial innovation enables structural transformation

Ghimire, Shankar; Thapa, Bharat Singh; Zheng, Rong - 2025

This study examines the influence of microfinance institutions' (MFIs) financial innovation on structural transformation. For this purpose, we considered a household survey from Nepal. The survey collected data on various individual and household characteristics, borrowing patterns, and...

Persistent link: https://ebvufind01.dmz1.zbw.eu/10015557981